The second Payment Services Directive (“PSD2”) - Open Banking is a revised European and UK directive allowing you to share your Crypto.com VISA EU and UK card account details to regulated third-party providers in a safe and secure manner. 

You as the account holder must give your explicit approval prior to any sharing of account information. Ultimately, Crypto.com is supportive of this initiative to give you control back of your own data!

Crypto.com is partnering with Salt Edge Limited to provide and support a dedicated interface for any TPPs to connect with us. All the onboarding and complete integration documentation can be found on Crypto’s TPP Developer portal via this link.

Right now this service is only available for the Crypto.com VISA EU and UK card account. This means that you can give the approval to share your card balance and transaction history with a TPP of your choice. 

Please let your TPP know that you wish to revoke the consent provided to them to have access to your Crypto.com VISA EU and UK card account details. Once you have revoked the consent, they will no longer be able to retrieve your account details from us.

Please refer to this link.

The second Payment Services Directive (“PSD2”) - Strong Customer Authentication (SCA) is a revised European and UK regulatory requirement that aims to reduce fraud and make online payments more secure. This applies to online payments within Europe and UK with some exemptions for contactless payments.

Strong Customer Authentication is required at the point of sale subject to the following conditions:

Once you have used a PIN to authenticate a transaction, the count will be reset to zero.