Earn on Crypto.com Onchain
You can grow your crypto assets on Crypto.com Onchain using our decentralized finance offering, and earn passive income with a few simple steps.
To start, you can access the feature via the ‘Stake’ section on your discover page, or via “Earn” on your assets page, and start earning interest instantly upon depositing tokens and receiving on-chain confirmation.
There is no minimum term, and you can withdraw your deposit with the accrued earnings at any time subject to the individual protocol terms & conditions
Crypto.com Onchain is a decentralized (non-custodial) wallet where you’re the one and only custody of your wallet and crypto-assets. Crypto.com remains as a facilitator of the deposit & withdrawal process.
How does Earn work and how am I actually earning?
Earn demystifies decentralized finance and allows you to deposit your crypto assets to DeFi protocols through native in-app integration. You are able to choose among different protocols/pools to earn interest on your crypto assets. The default choice of the protocol/pool will have the highest APY at the time but you can always choose another one at your own will.
At this stage, our integration with the Compound Lending, Cosmos Staking, Yearn Earn V2, Cronos POS Chain Staking and Aave Lending V2 protocols, Tectonic, Ferro, and VVS Finance give you easy access to grow 32 crypto assets. We’re working hard to integrate more DeFi protocols to help you grow your digital assets easily.
DeFi Protocol | Earn Supporting Token | Type of Earning |
BAT COMP DAI ETH UNI USDC USDT WBTC ZRX | When you deposit assets to Compound, you act as a lender to supply loanable assets and receive a fixed amount of cTokens - interest-bearing tokens issued by Compound to represent your deposit + interest accrued.
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ATOM | When you deposit ATOM to a validator, you are staking and delegating your ATOM to the validator that earns ATOM rewards by validating transactions on the Cosmos Network.
Your reward balance will accrue every block after staking.
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DAI USDC USDT TUSD SUSD WBTC | When you deposit assets to Yearn Earn V2, you act as a lender to supply loanable assets and receive a fixed amount of yTokens - interest-bearing tokens issued by Yearn to represent your deposit + interest accrued.
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CRO | When you deposit CRO to a validator, you are staking and delegating your CRO to the validator that earns CRO rewards by validating transactions on the Cronos POS Chain.
Your reward balance will accrue every block after staking.
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BAT DAI ETH UNI USDC USDT WBTC ZRX LINK SUSD TUSD YFI GUSD WETH BUSD REN ENJ KNC MANA MKR SNX AAVE CRV BAL XSUSHI | When you deposit assets to Aave, you act as a lender to supply loanable assets and receive a fixed amount of aTokens - interest-bearing tokens issued by Aave to represent your deposit + interest accrued. | |
VVS xVVS CRO | When your tokens are deposited to the VVS Finance protocol via Earn, you are transferring them to the VVS Finance smart contract.
When you decide to withdraw your deposited assets, extra funds earned through VVS will be credited to your account.
You also have the option to deposit CRO and VVS to act as a Liquidity Provider for VVS, and you will receive VVS LP tokens, by staking the LP tokens into the LP vault you will receive VVS tokens as rewards. For some pools, there can be multiple rewards if a partner protocol chooses to incentivize the LP.
For the xVVS token, you can convert your VVS token to an xVVS token on VVSm and xVVS can be deposited into the xVVS Vault with a fixed lockup period which can be selected by you and receive the VVS token as a reward. | |
USDC FER | When you deposit stablecoins in Ferro Protocol, you act as a liquidity provider for Ferro, and you will receive 3FER LP tokens, by staking the LP tokens into the LP vault, you will receive FER tokens as rewards | |
TONIC | Tectonic allows TONIC holders to deposit their tokens in the TONIC staking module in return for yield rewards. |
Users should be aware of the risks of possible slashing of staked assets or rewards. The specifics of slashing are defined within each protocol, and is a mechanism built into Proof of Stake blockchain protocols. Although it's unlikely, there is a possibility you may lose your staked assets or rewards in case of a network or validator failure. While we've taken measures to reduce these risks, losses incurred as a result of slashing or other on-chain contract security are outside of our control and we shall not have any liability or be responsible for any damages or liabilities suffered from slashing penalties.