How to deposit cryptocurrency to my Crypto.com Exchange wallet (From: My Bank Account)

Crypto.com Exchange users can now easily transfer U.S. Dollars from their bank account via SWIFT, and receive their funds in the USD Coin (USDC) stablecoin.

1. To make deposits, you must first have a KYC-approved account. Please refer to Account Verification for more details.

2. Log in to the Crypto.com Exchange, and click the Deposit button on your Dashboard.

3. You will arrive at the Spot Wallet page.

4. On the Spot Wallet page, find the USDC cryptocurrency and click Deposit. You will be presented with two deposit methods:

  • External Wallet Address

  • Bank Transfer

Select Bank Transfer

5. After you select Bank Transfer you will see the deposit information. Select Next.

6. Once Next is selected, you will see a list of the application information required. Select Get Started.

7. You can set up USDC bank transfers by following the bank account verification steps below:

  • Provide the required bank account information to connect your bank account and USDC Wallet

    • You can submit your bank details via Tink or input them manually

  • Provide the billing address associated with your bank account

  • Review the information you have entered

Please ensure the information you have entered matches your bank records. Incorrect information will result in the rejection of your deposit.

Which regions are eligible to use this service?

Continent

Country/Region

Europe

United Kingdom

Italy

Germany

Spain

Romania

Netherlands

Poland

Belgium

Switzerland

Portugal

Sweden

Ireland

Greece

Austria

Hungary

Norway

Denmark

Finland

France

Bulgaria

Turkey

Asia

Singapore

India

Indonesia

Taiwan

Malaysia

Philippines

Israel

Japan

Jordan

Thailand

United Arab Emirates

Viet Nam

Oceania

New Zealand

Africa

Kenya

South Africa

North America

Bermuda

Cayman Islands

Guatemala

Virgin Islands (British)

Latin America

Chile

Peru

Argentina

Mexico

How do I deposit USD and receive USDC?

Once you have successfully connected your bank account and USDC Wallet, you can use the following bank details to initiate a SWIFT transfer to your Crypto.com Exchange account:

Unique Code

(Specific to each user)

This unique code must be included in the reference section of your transfer. Transfers without a unique code will be rejected.

Beneficiary Name

Circle Internet Financial Inc

Beneficiary Address

99 High Street

Boston MA 02110

Bank Name

Silvergate Bank

Routing Number

322286803

SWIFT / BIC code

SIVGUS66

Important Note: We only accept deposits from verified bank accounts. Deposits from unrecognized bank accounts, or with missing or incorrect unique codes, will be returned to the sender and a USD 50 fee will be deducted to process the refund.

Please allow 3 - 6 business days for your deposit to be reflected in your USDC Wallet.

Deposit Limits for Retail Accounts

Maximum Daily Limit

USD 100,000 per day

Maximum Monthly Limit

USD 250,000 per month

Minimum Deposit Amount

USD 500 per transaction

Deposit Limits for Institutional Accounts

Maximum Deposit Limit

unlimited

Minimum Deposit Amount

USD 500 per transaction

Can I use third-party payment processors (e.g. TransferWise) to make deposits?

We cannot receive funds deposited from third-party payment processing companies (e.g. Wise Inc.). Please only use SWIFT to transfer funds from your bank account to your USDC Wallet.

What fiat currencies are accepted?

Only U.S. Dollars are accepted at this time.

What is the fee to deposit funds into my USDC Wallet?

Crypto.com does not charge fees for USDC deposits via SWIFT, but your bank may apply a processing fee. Please reach out to your banking institution for more information.

Can I register more than one bank account?

Yes. You can add up to 3 bank accounts to your USDC Wallet. Please be aware that each bank account will have its own unique code. Using the wrong unique code will result in the rejection of your deposit and the unique code will be suspended.

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