Crypto.com App users can now easily transfer U.S. Dollars from their bank account via SWIFT, and receive their funds in the USD Coin (USDC) stablecoin via SWIFT.

How do I set up the USDC Bank Transfers?

You can set up USDC Bank Transfers in the Crypto.com App by the following steps below:

  1. Go to your USDC Wallet (Fiat wallet > USDC Wallet > "Enable now")

  2. Tap ‘Transfer’ > ‘Deposit’ > ‘Bank Transfer’

  3. Read and accept the Terms and Conditions

  4. Provide the required bank account information to connect your bank account and USDC Wallet

    • You can submit your bank details via Tink or input them manually

  5. Provide the billing address associated with your bank account

  6. Review the information you have entered

Please ensure the information you have entered matches your bank records. Incorrect information will result in the rejection of your deposit.

After you have submitted your application, we may ask you to provide additional supporting documents. We will notify you in the App once your application is approved. Please reach out to our Customer Service Team via the in-app chat if you have any questions.

Which regions are eligible to use this service?

Continent

Country/Region

Europe

United Kingdom

Italy

Germany

Spain

Romania

Netherlands

Poland

Belgium

Switzerland

Portugal

Sweden

Ireland

Greece

Austria

Hungary

Norway

Denmark

Finland

France

Bulgaria

Turkey

Asia

Hong Kong

Singapore

India

Indonesia

Taiwan

Malaysia

Philippines

Israel

Japan

Jordan

Thailand

United Arab Emirates

Viet Nam

Oceania

New Zealand

Africa

Kenya

South Africa

North America

Bermuda

Cayman Islands

Guatemala

Virgin Islands (British)

Latin America

Chile

Peru

Argentina

Mexico

How do I deposit USD and receive USDC?

Once you have successfully connected your bank account and USDC Wallet, you can use the following bank details to initiate a SWIFT transfer to your Crypto.com App account:

Unique Code

(Specific to each user)

This unique code must be included in the reference section of your transfer. Transfers without a unique code will be rejected.

Beneficiary Name

Circle Internet Financial Inc

Beneficiary Address

99 High Street

Boston MA 02110

Bank Name

Silvergate Bank

Routing Number/ABA/FEDWIRE Number

322286803

SWIFT / BIC code

SIVGUS66

Account Number

5090007427

Bank Address

4250 Executive Square Suite 300

La Jolla, CA 92037

Important Note: We only accept deposits from verified bank accounts. Deposits from unrecognized bank accounts, or with missing or incorrect unique codes, will be rejected and a USD 50 refund fee will be deducted.

Please allow 3 - 6 business days for your deposit to be reflected in your USDC Wallet.

Deposit Limits*

Maximum Daily Limit

USD 100,000 per day

Maximum Monthly Limit

USD 250,000 per month

Minimum Deposit Amount

USD 500 per transaction

*Only applies to retail users

Can I use third-party payment processors (e.g. TransferWise, PayPal) to make deposits?

We cannot receive funds deposited from third-party payment processing companies (e.g. Wise Inc.). Please only use SWIFT to transfer funds from your bank account to your USDC Wallet.

What currencies are accepted?

Only U.S. Dollars are accepted at this time.

What is the fee to deposit funds into my USDC Wallet?

Crypto.com does not charge fees for USDC deposits via SWIFT, but your bank may apply a processing fee. Please reach out to your banking institution for more information.

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