Crypto.com App users can now easily transfer U.S. Dollars from their bank account via SWIFT, and receive their funds in the USD Coin (USDC) stablecoin via SWIFT.
How do I set up the USDC Bank Transfers?
You can set up USDC Bank Transfers in the Crypto.com App by the following steps below:
Go to your USDC Wallet (Fiat wallet > USDC Wallet > "Enable now")
Tap ‘Transfer’ > ‘Deposit’ > ‘Bank Transfer’
Read and accept the Terms and Conditions
Provide the required bank account information to connect your bank account and USDC Wallet
You can submit your bank details via Tink or input them manually
Provide the billing address associated with your bank account
Review the information you have entered
Please ensure the information you have entered matches your bank records. Incorrect information will result in the rejection of your deposit.
After you have submitted your application, we may ask you to provide additional supporting documents. We will notify you in the App once your application is approved. Please reach out to our Customer Service Team via the in-app chat if you have any questions.
Which regions are eligible to use this service?
Continent | Country/Region |
Europe | United Kingdom |
Italy | |
Germany | |
Spain | |
Romania | |
Netherlands | |
Poland | |
Belgium | |
Switzerland | |
Portugal | |
Sweden | |
Ireland | |
Greece | |
Austria | |
Hungary | |
Norway | |
Denmark | |
Finland | |
France | |
Bulgaria | |
Turkey | |
Asia | Hong Kong |
Singapore | |
India | |
Indonesia | |
Taiwan | |
Malaysia | |
Philippines | |
Israel | |
Japan | |
Jordan | |
Thailand | |
United Arab Emirates | |
Viet Nam | |
Oceania | New Zealand |
Africa | Kenya |
South Africa | |
North America | Bermuda |
Cayman Islands | |
Guatemala | |
Virgin Islands (British) | |
Latin America | Chile |
Peru | |
Argentina | |
Mexico |
How do I deposit USD and receive USDC?
Once you have successfully connected your bank account and USDC Wallet, you can use the following bank details to initiate a SWIFT transfer to your Crypto.com App account:
Unique Code | (Specific to each user) This unique code must be included in the reference section of your transfer. Transfers without a unique code will be rejected. |
Beneficiary Name | Circle Internet Financial Inc |
Beneficiary Address | 99 High Street Boston MA 02110 |
Bank Name | Silvergate Bank |
Routing Number/ABA/FEDWIRE Number | 322286803 |
SWIFT / BIC code | SIVGUS66 |
Account Number | 5090007427 |
Bank Address | 4250 Executive Square Suite 300 La Jolla, CA 92037 |
Important Note: We only accept deposits from verified bank accounts. Deposits from unrecognized bank accounts, or with missing or incorrect unique codes, will be rejected and a USD 50 refund fee will be deducted.
Please allow 3 - 6 business days for your deposit to be reflected in your USDC Wallet.
Deposit Limits*
Maximum Daily Limit | USD 100,000 per day |
Maximum Monthly Limit | USD 250,000 per month |
Minimum Deposit Amount | USD 500 per transaction |
*Only applies to retail users
Can I use third-party payment processors (e.g. TransferWise, PayPal) to make deposits?
We cannot receive funds deposited from third-party payment processing companies (e.g. Wise Inc.). Please only use SWIFT to transfer funds from your bank account to your USDC Wallet.
What currencies are accepted?
Only U.S. Dollars are accepted at this time.
What is the fee to deposit funds into my USDC Wallet?
Crypto.com does not charge fees for USDC deposits via SWIFT, but your bank may apply a processing fee. Please reach out to your banking institution for more information.