Introduction
Instant Deposit allows you to deposit USD into your Cash Account via the ACH network, and access the funds immediately.
This feature can be used for trading stocks and ETFs via the Crypto.com App, subject to certain criteria.
Please visit our Help Center for more information on Instant Deposit and the Stocks feature.
Who is eligible to use Instant Deposit for trading stocks and ETFs?
Users that do not have any cryptocurrency purchase chargebacks within the last 120 days and Instant Deposit returns within the last 90 days will be able to use the Instant Deposit feature to fund stocks and ETF trading.
How do I set up Instant Deposit?
Visit our Help Center for more information on how to set up the Instant Deposit feature.
What are the deposit limits?
The amount of Instant Deposit you can use is based on your card tier. There are also general limits, and daily and monthly limits that will be applied. Please refer to here for more details on the Deposit Limit.
What happens if my Instant Deposit settlement fails?
If your Instant Deposit settlement fails, you may have an Outstanding Balance that needs to be settled. If that’s the case, Crypto.com has the right to liquidate your assets across the Crypto.com platforms to settle that Outstanding Balance. Please visit our Help Center for more information on the Outstanding Balance for Instant Deposits.
An Instant Deposit settlement failure is considered a return. If your eligibility is subject to the additional risk criteria, this will result in you not meeting the criteria for having no Instant Deposit returns in the last 90 days. Please refer to the Eligibility Criteria above for more information.