Green Dot Bank, which issues the Cash Earn Account, uses a deposit sweep program to increase FDIC coverage for individual users up to $5,000,000 USD. Any balances above $5,000,000 in the Cash Earn Account will remain with Green Dot Bank and are subject to the $250,000 FDIC limit per depositor at Green Dot Bank. Refer to the Cash Account - Green Dot Accountholder Agreement for more details.

Your Cash Earn Account (United States) includes a deposit sweep program which potentially increases FDIC deposit insurance coverage by up to $5,000,000 per individual depositor, subject to FDIC eligibility rules and limits. Green Dot Bank automatically sweeps up to $5,000,000 from your Cash Earn Account at the end of each business day to up to 22 insured accounts at FDIC-insured banks to obtain the maximum, designated FDIC insurance coverage of $5,000,000 under the deposit sweeps program, subject to limits due to any other funds that you may hold at any of the partner banks. We are not responsible for any reduction in maximum FDIC insurance coverage that may result from your maintenance of other assets at any bank participating in the Deposit Sweep Program.

Any balances above $5,000,000 in the Cash Earn Account will remain with Green Dot Bank and are subject to the $250,000 FDIC limit per depositor, which will apply to any other funds a customer may have with Green Dot Bank.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for FDIC deposit insurance coverage up to the allowable limits.

View the full list of participating banks as of Jan 30, 2026. Green Dot Bank may change the list of participating banks at any time. Green Dot Bank automatically sweeps for all balances, spread across the following banks: