Skip to main content

Rewards and Fees - Europe

Information about the rewards and fees related to EUR Cash Yield

Updated this week

What is the reward rate for EUR Cash Yield?

Your reward rate is variable and determined by the following:

  1. Fund Performance: The gross yield generated by the Fidelity EUR Money Market Fund.

  2. Service Fees: Foris Capital CY Limited (formerly known as A.N. AllNew Investments Limited) charges a Service Fee as a percentage of the fund’s gross return. Higher Level Up tiers have lower fees, which may increase your net reward rate.

  3. Reward Currency: EUR

Rewards are credited in EUR to your EUR Cash Yield account.

You can additionally decide to convert your EUR rewards from the money market fund into CRO for additional rewards. EUR to CRO conversion and any CRO rewards are offered by Foris DAX MT, authorised and supervised by the Malta Financial Services Authority (MFSA) as a Crypto-Asset Service Provider pursuant to Regulation (EU) 2023/1114 on Markets in Crypto-Assets, as implemented in Malta by the Markets in Crypto Assets Act. The value of CRO may fluctuate, which may affect the value of your rewards received in CRO.

Reward rate for EUR Cash Yield (Europe) effective 9 April 2026. The reward rate is presented net of fees as of 20 February 2026 and is based on information provided by the fund manager. Rates are subject to change from time to time.

Table 1

Basic

Plus

Pro

Private

EUR

Up to 1.20% p.a.

Up to 1.35% p.a.

Up to 1.70% p.a.

Up to 1.80% p.a.

Important Notes:

  • Reward Rate Changes:Reward rates may be changed by the fund manager of the money market fund at any time influenced by prevailing market conditions and short-term interest rates in the relevant currency.

  • Daily Calculation: Rewards are calculated based on your daily balance Transfers and Cut-off Time: Transfers completed before the daily cut-off time of 06:00 (UTC), will be included in that calendar day`s balance. Transfer completed after the cut-off will be included from the next calendar day.

  • Factors Affecting Payout: Your total monthly payout may be affected by changes to your balance, the number of days in the month, and changes to the applicable rate.

  • Monthly Payout: Total interest payouts are calculated daily and are typically paid within the first three (3) calendar days of the new month. Interest payouts are credited in in EUR.

  • Level Up Upgrades: If you upgrade your Level Up plan, the new rate will apply from the next calendar day (UTC).

If you decide to convert your payout into CRO you will be entitled to the following additional rewards paid out by the entity offering the fiat to crypto conversion:

Table 2

Basic

Plus

Pro

Private

CRO

+0.15% p.a.

(Total: Up to 1.35% p.a.)

+0.15% p.a.

(Total: Up to 1.50% p.a.)

+0.30% p.a.

(Total: Up to 2.00% p.a.)

+0.70% p.a.

(Total: Up to 2.50% p.a.)

Launch Promo: Extra rewards for CRO conversion up to a value of €50,000

Valid for 3 months after launch

+0.50% p.a.

(Total: Up to 1.85% p.a.)

+0.50% p.a.

(Total: Up to 2.00% p.a.)

+0.50% p.a.

(Total: Up to 2.50% p.a.)

+0.50% p.a.

(Total: Up to 3.00% p.a.)

Fees

Fees are applied as a percentage of the fund`s return. A service fee is applied at the time of interest payout. If you choose to convert your interest payout to CRO, conversion from EUR to CRO will also be applied at the time of payout (and any applicable conversion costs may apply).

Service fee charged by Foris Cap CY:

Basic

Plus

Pro

Private

Fee

% of total investment value

0.68%

0.53%

0.18%

0.08%

Conversion fee from EUR to CRO charged by Foris DAX MT:

Basic

Plus

Pro

Private

Fee

% over funds to be converted

5.05%

5.05%

5.05%

5.05%

What is the reward currency?

Interest payouts from the MMF are in EUR. You can additionally decide to convert your EUR rewards from the money market fund into CRO for additional rewards.

EUR to CRO conversion and any CRO rewards are offered by Foris DAX MT, authorised and supervised by the Malta Financial Services Authority (MFSA) as a Crypto-Asset Service Provider pursuant to Regulation (EU) 2023/1114 on Markets in Crypto-Assets, as implemented in Malta by the Markets in Crypto Assets Act.

The value of CRO may fluctuate, which may affect the value of your rewards received in CRO. Converted CRO and CRO rewards will be paid to your Crypto Wallet.

How are rewards calculated?

The interest payout amount is based on:

  1. Your balance in your EUR Cash Yield account

  2. The number of days your funds are held in EUR Cash Yield during the relevant period

  3. Your Level Up plan

  4. The money market fund return (net of applicable fees)

Your payout can vary from month to month. For example, months with a different number of days may result in different payouts, even if your average balance and reward rate are unchanged. Changes to your balance or the applicable rate will also affect your payout.

You can see what you’re on track to earn this month by going to EUR Cash Yield > Pending Rewards.

How often are rewards issued?

Rewards are issued monthly. Rewards for a calendar month are typically paid within the first three (3) days of the following calendar month.

For example, rewards earned during March are typically paid within the first three (3) days of April.

How do I see how much I have earned so far?

Follow these steps to view how much you have earned with EUR Cash Yield:

  1. From the bottom navigation of the Crypto.com App, go to Accounts > EUR Cash Yield

  2. Your All-time earnings and Pending rewards will be displayed next to your reward rate

1. From the bottom navigation of the Crypto.com App, go to Accounts > EUR Cash Yield

2. Your All-time earnings will be displayed next to your reward rate

3. Your Pending rewards will be displayed next to your reward rate

Where can I view the details of my EUR payout?

Your rewards are paid into your EUR Cash Yield account. Go to your EUR Cash Yield account to view the details.

1. From the bottom navigation of the Crypto.com App, go to Accounts > EUR Cash Yield

2. Under Recent Transactions, tap a reward transaction to view the details

Where can I view the details of my CRO payout?

Where applicable, additional CRO rewards and your EUR interest rate converted into CRO are paid into your Crypto Wallet.

Follow these steps to view your CRO payout details from your EUR Cash Yield account history:

  1. From the bottom navigation of the Crypto.com App, go to Accounts > EUR Cash Yield

  2. Under Recent Transactions, tap a reward transaction to view the details

1. From the bottom navigation of the Crypto.com App, go to Accounts > EUR Cash Yield

2. Under Recent Transactions, tap a reward transaction to view the details

Follow these steps to view your CRO payout details from your Crypto Wallet:

  1. From the bottom navigation of the Crypto.com App, go to Accounts > Crypto Wallet > CRO

  2. In Transaction History, tap a Cash Yield transaction to view the details

1. From the bottom navigation of the Crypto.com App, go to Accounts > Crypto Wallet > CRO

2. In Transaction History, tap a Cash Yield transaction to view the details

Did this answer your question?