The EUR Cash Yield service is provided by Foris Capital CY Limited ('FCCY'), a Cyprus Investment Firm authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC). FCCY receives and transmits your instructions to subscribe for, and redeem, units in a regulated money market fund (MMF) managed by FIL Investment Management (Luxembourg) S.à.r.l., Ireland Branch (ISIN: IE000BZPZFH2). You can find further information regarding the MMF here.

Any yield distributions from the MMFs are credited to your Cash Yield Account monthly. You can additionally decide to convert your EUR rewards from the MMF into CRO for additional rewards. EUR to CRO conversion and any CRO rewards are offered by Foris DAX MT, authorised and supervised by the Malta Financial Services Authority (MFSA) as a Crypto-Asset Service Provider pursuant to Regulation (EU) 2023/1114 on Markets in Crypto-Assets, as implemented in Malta by the Markets in Crypto Assets Act. The value of CRO may fluctuate, which may affect the value of your rewards received in CRO.

Your funds are invested in the above mentioned MMF. An MMF is an investment product, and not a bank deposit. Unlike a deposit, an investment in an MMF may lose part or all of its value in adverse market conditions. Returns can vary based on the MMF's performance, where past performance doesn’t guarantee future results. Currency rate changes can negatively affect the returns you get back from your original investment.

While all investments carry some level of uncertainty, MMFs are classified as 1 out of 7 in terms of risk — the lowest possible risk indicator. Even though your investment is not protected by deposit insurance schemes, investments are insured up to €22,000 by the Cypriot Investment Compensation Fund. This gives you an extra layer of security in the unlikely event of the liquidation of Foris Capital CY Limited (formerly known as A.N. AllNew Investments Limited) and failure to protect your assets.

Your funds are invested in a regulated money market fund (MMF) managed by FIL Investment Management (Luxembourg) S.à.r.l., Ireland Branch (ISIN: IE000BZPZFH2). You can find further information regarding the MMF here.

The specific fund details are:

Your EUR Cash Account is used for day-to-day purchases and transactions within the Crypto.com App. It does not earn rewards in EUR or CRO.

Your EUR Cash Yield is an investment feature that may earn rewards on your balance by subscribing to units in a money market fund. You must first successfully open a EUR Cash Account before you can open a EUR Cash Yield account.

You can transfer funds into your EUR Cash Yield account from your EUR Cash Account or by following these steps:

You can transfer funds out of your EUR Cash Yield account to your EUR Cash Account by following these steps:

No. EUR Cash Yield is an investment product, not a bank deposit. Your funds are invested in a money market fund and are therefore not covered by the EU Deposit Guarantee Schemes or any other deposit insurance scheme.

While all investments carry some level of uncertainty, MMFs are classified as 1 out of 7 in terms of risk — the lowest possible risk indicator. Even though your investment is not protected by deposit insurance schemes, investments are insured up to €22,000 by the Cypriot Investment Compensation Fund. This gives you an extra layer of security in the unlikely event of the liquidation of Foris Capital CY Limited (formerly known as A.N. AllNew Investments Limited) and failure to protect your assets.

Fidelity is the fund manager that provides the money market fund in which your EUR are invested through EUR Cash Yield.

Your funds are invested in a regulated money market fund (MMF) managed by FIL Investment Management (Luxembourg) S.à.r.l., Ireland Branch (ISIN: IE000BZPZFH2). You can find further information regarding the MMF here.

Your reward rate is variable and is determined by:

You can additionally decide to convert your EUR rewards from the money market fund into CRO for additional rewards. EUR to CRO conversion and any CRO rewards are offered by Foris DAX MT, authorised and supervised by the Malta Financial Services Authority (MFSA) as a Crypto-Asset Service Provider pursuant to Regulation (EU) 2023/1114 on Markets in Crypto-Assets, as implemented in Malta by the Markets in Crypto Assets Act. The value of CRO may fluctuate, which may affect the value of your rewards received in CRO.

To view your rates, go to Accounts > EUR Cash Yield.

Payouts are credited monthly. For details of your payout schedule, please visit the Rewards and Fees page.

Rewards are credited monthly and are calculated based on the average daily balance in your EUR Cash Yield account for the relevant period, provided the account is in good standing.

To be eligible to earn rewards for a specific calendar day, please transfer funds into your EUR Cash Yield account before the daily cut-off time of 06:00 (UTC). Transfers completed after this cut-off time will be eligible to earn rewards from the next calendar day.

No. There is no minimum balance requirement and no maximum balance limit for EUR Cash Yield.

No. There is no required holding period. You can transfer funds out of your EUR Cash Yield account at any time.

If you upgrade your Level Up plan, you will become eligible for the reward rates associated with the higher plan. The new rate will apply automatically from the next calendar day (UTC), no action from your side will be needed.

If your Level Up plan ends, your current reward rate will continue to apply until the last calendar day of your billing cycle.

After that, your account will automatically switch to the Basic plan reward rate. You can resubscribe to a higher tier at any time.

Before closing your EUR Cash Yield account, please ensure there are no funds in it. Please contact chat.crypto.com to initiate the account closure process.