From 1 May 2026, USD withdrawals on Crypto.com Exchange are subject to a fee based on each client's rolling 30-day net USD fiat withdrawal and will be subject to the Fair Usage Policy - USD Fiat Withdrawals. This article explains how the fee works, what your daily limits are, and how to manage your usage.

Daily USD Withdrawal Limits

Client Classification	Daily USD withdrawal limit
Retail	$100,000 / rolling 24h
Retail VIP	$500,000 / rolling 24h
Institution	$10,000,000 / rolling 24h

How the Fee is calculated

The fee is based on your rolling 30-day net USD fiat withdrawal:

Net 30-day USD fiat withdrawal = USD fiat withdrawals (last 30 days) - USD fiat deposits (last 30 days)

Important details:

Only USD fiat deposits offset withdrawals. Deposits in USDC, USDT, BTC, ETH, or any other asset do not impact fee calculations.
The window is rolling, not calendar-based. It looks back 30 days from each withdrawal request - there is no first-of-the-month reset.
The fee applies only to the portion of your net 30-day USD fiat withdrawal that exceeds $1,000,000. Any portion at or below $1M is free.

Fee Schedule

Net 30-day withdrawal band	Fee Rate
$0 - $1,000,000	Free (0%)
Above $1,000,000	0.05% (5bps)

Examples

Example 1 - withdrawal within the free band (no fee)

You request a $500,000 withdrawal. Your past 30-day net USD fiat withdrawal is currently $300,000.

Daily limit check: $500,000 is within your daily withdrawal cap.
Counter check: $300,000 net is in the free band ($0 - $1M).
This withdrawal pushes your net to $800,000, still within the free band.

Fee = $0. You receive the full $500,000.

Example 2 - withdrawal entirely above the free band (paid)

You request a $5,000,000 withdrawal as an Institution client. Your past 30-day net USD fiat withdrawal is currently $50,000,000 (above the $1M free band).

Daily limit check: $5M is within your $10M Institution daily withdrawal cap.
Counter check: $50M is fully above the $1M free band, so the entire $5M withdrawal lands in the paid band.
Fee = $5M x 5bps = $2,500.

You receive $5,000,000 - $2,500 = $4,997,500.

Example 3 - withdrawal that crosses the $1M threshold

You request a $2,000,000 withdrawal. Your past 30-day net USD fiat withdrawal is currently $300,000.

Daily limit check: passes.
This withdrawal pushes your net from $300,000 to $2,300,000, crossing the $1M free-band boundary:
- $700,000 lands in the free band -> $0
- $1,300,000 lands in the paid band -> $1.3M x 5bps = $650
Total fee = $650.

You receive $2,000,000 - $650 = $1,999,350.

Only the portion that takes your net 30-day withdrawal above $1M is charged.

Frequently Asked Questions

Are USDC withdrawals charged?

No. The fee applies only to USD fiat (wire) withdrawals. USDC withdrawn on-chain is unaffected and remains free.

Do USDC, BTC, or other deposits reduce my net fiat withdrawal?

No. Only USD fiat deposits (wires received into your Exchange USD wallet) reduce the net figure.

What activity counts on the very first day this is live?

The fee schedule applies from 1 May 2026. There is no backfill of activity prior to 1 May 2026 - the rolling 30-day counter starts fresh on 1 May. In the first 30 days after launch, the counter accumulates forward from 1 May (a partial window of activity since 1 May). From 30 May 2026 onwards, the full rolling 30-day window is in effect. This means no client can be in a fee-paying band on day one.

How does the rolling 30-day window work?

It is a continuous lookback from each withdrawal request, not a calendar reset. Withdrawals and deposits more than 30 days old roll out of the window automatically as time advances. Activity prior to 1 May 2026 is not counted.

How can I reduce my fees?

Withdraw less USD fiat in any rolling 30-day window.
Maintain USD fiat deposits, which directly offset the net calculation of fees.
Where suitable, use USDC withdrawals - these remain free.

Are there any other terms applicable USD fiat withdrawals?

USD Fiat Withdrawals are subject to the applicable Crypto.com Exchange Terms and Conditions as well as the Fair Usage Policy - USD Fiat Withdrawals, which may be subject to amendments from time to time.