Lending loan terms Lending loan terms are 12 months in length, with hourly interest calculation. So the loan term period will be 364 days 23 hours < loan term <= 365 days. You can choose to repay at any time with any amount during the loan term.

For example:

If a user takes out a loan at 15:45:00 UTC on 17 December 2020, the expiry time of this loan will be 15:00:00 UTC on 17 December 2021.

To borrow a loan:

  1. Log In to your Exchange account

  2. Go to Dashboard > Lending > Loans

  3. Tap Take Out a New Loan to apply for a loan

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