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Margin Balance Details and Smart Cross Margin Policy
Margin Balance Details and Smart Cross Margin Policy

Information on the Smart Cross Margin Policy and how to manage your margin balance

Updated over 5 months ago

Eligible Collateral Asset and Haircut

Each Master and Sub-account will be treated as a standalone wallet with its own margin balance, and eligible Spot assets in the wallets will be used as collateral towards the account’s margin balance.

There is Maximum Collateral Limit for each eligible spot asset. Any additional balance in excess of this limit would not contribute to the margin balance.

The Minimum Haircut Rate (MHR) defines the minimum haircut applied to each eligible Collateral Asset. See here for the MHR on each of the eligible Collateral Asset. Haircut will count towards total Initial Margin

The actual Haircut Rate applied in calculating the token’s haircut is defined below:

If the Collateral Asset Quantity is negative, the Haircut Rate is not applied.

Please refer to the Margin Risk Parameters table published here for more information.

Wallet Balance Details and Key Terms

Wallet Balance

The USD value of all Spot assets held in your Wallet.

∑ Spot Assets Value

Unrealised PnL

Unrealised profit and loss from your open positions before the next 1-hour session settlement.

Unrealised PnL = (Mark Price - Last Session Settlement Price) x Position Quantity

Margin Balance

The USD value of eligible collateral balance to support open positions, open orders and haircut reserves in your Wallet.

Margin Balance = Positive cash balance on eligible collateral tokens + negative balance on all tokens + Unrealised PnL - Fee Reserves

*cash balance excludes staking or reserved quantity

*eligible token balance in excess of Maximum Collateral Limit will not be considered for margin balance

Initial Margin

The Total Initial Margin requirement to support all your open positions, open orders and collateral haircut

Initial Margin = Position IM + Collateral Haircut

Position IM

This is the margin requirement to support open position and/or order.

See Position Initial Margin Calculation following our Smart Cross Margin Policy

Collateral Haircut

Haircut on eligible collateral token assets.

Collateral Haircut = ∑ Eligible Collateral Asset Value x Haircut Rate

If the Collateral Asset Quantity is negative, the Haircut Rate is not applied.

Available Margin

The remaining Margin Balance available for you to open any new positions and orders.

Available Balance = Margin Balance - Initial Margin

Maintenance Margin

The Margin Balance required to keep your positions open and avoid Liquidation.

Maintenance Margin = 0.5 x Initial Margin

Effective Leverage

The actual leverage of Positions against the Wallet’s entire Margin balance.

Effective Leverage = Total Position Value / Margin Balance

Exposure Limit

The maximum exposure permitted for Derivatives instruments based on the maximum account leverage specified by the user.

Exposure = Derivatives Position Value + Order Value) x Instrument Exposure Limit Weight (this varies depending on the instrument underlying)

For maximum account leverage < 50x , Exposure limit = No Limit

For maximum account leverage ≥ 50x , Exposure Limit = US$3,000,000

Other Terms

Eligible

Collateral Balance

A token is eligible as collateral when the “Minimum Haircut Rate (MHR)” is not N/A.

See here for the MHR on each of the eligible Collateral Asset

Eligible Collateral Balance = ∑ Positive Asset Value with MHR > 0

Withdrawable Balance

The quantity of a specific asset you can withdraw from your Wallet.

This does not include realised PnL, unless the open position related to such realised PnL has been settled and after the deduction of applicable fees relating to the closing of the open position. This also does not include assets locked up in staking or unfilled opened orders and initial margin requirements.

Initial Margin

The total Initial Margin Requirements comprise of Position Initial Margin and Collateral Haircut

Collateral Haircut

The deduction from your eligible collateral balance to account for asset volatility.

Collateral Haircut =∑ (Eligible Collateral Asset Value x Haircut Rate)

Where Eligible Collateral Asset Value is positive only (i.e. if Eligible Collateral Asset Value < 0, then Haircut Rate = 0)

Position Initial Margin

For positions / open orders with the same underlying (e.g. BTC is the underlying for BTC Perpetual and BTC Futures contracts), the system will calculate the Instrument Initial Margin (IM) requirement as per below:

(Where Price for positions is the Mark Price and for orders is the Limit Price)

The Instrument IM of all long positions and/or orders with the same underlying are summed. The Instrument IM of all short positions and/or orders are summed (in absolute value). Only orders that increase the underlying risk exposure will be considered (i.e. a long BTC margin trade and simultaneous short BTC Perpetual trade in the same notional will not increase underlying risk exposure and hence will not be considered).

The maximum value of the summed long or short Instrument IM is taken as the Underlying IM (‘side netting’ the IM requirement for positions/orders with the same underlying):

Underlying Initial Margin

Finally, all Underlying IM requirements are accounted for to compute the account’s Initial Margin requirement:

Position Initial Margin (excl. fee reserves) =∑ Underlying Initial Margin

Margin Rate

The Margin Rate is used to determine the Position IM requirement. It is defined by the risk parameters based on the (Spot, Perpetuals or Futures) and the exposure quantity following the formula below:

The same Margin Rate applies to positions and orders with the same expiry and underlying.

Risk Parameters

Definition

Maximum Product Leverage (MPL)

The maximum leverage permitted for a given instrument. The MPL can range from 1x to 20x depending on the instrument, as defined by the contract specification FAQ.

You can review the full list of MPL settings in the Margin Risk Parameters table.

Spot pairs where “Margin Trading Eligibility = Yes” (for the short leg underlying) → please refer to the table for the underlying MPL.

Spot pairs where “Margin Trading Eligibility = No” (for the short leg underlying) → MPL = 1x

Unit Margin Rate (UMR)

This value is specific to the instrument underlying. It defines the Margin Rate for holding one unit of the instrument. The UMR is defined by the Crypto.com Exchange Risk Team and is reviewed on a regular basis.

You can review the full list of MPL settings in the Margin Risk Parameters table.

Spot Pairs where “Margin Trading Eligibility = Yes” (for the short leg underlying) → please refer to the table for the underlying UMR. Spot Pairs where “Margin Trading Eligibility = No” (for the short leg underlying) → UMR = 0

Perpetuals & Futures have the same UMR as the Underlying UMR

Position Quantity

Sum of all positions and/or order quantities for the given instrument

Initial Margin for Spot Margin Orders

For Spot Margin orders, the Spot pair is split into two legs: a long leg (underlying currency that you receive), reflected as a positive quantity, and a short leg (underlying currency that you borrow), reflected as a negative quantity.

Position Initial Margin is calculated and charged for any Spot assets with a net short position (negative quantity). Spot assets with a net long position (positive quantity) are not considered for Position Initial Margin, but are subject to a Collateral Haircut.

Maximum Account Leverage

MAL is a user defined parameter to specify the maximum leverage user intended to trade, i.e. the risk appetite, on the account.

If the account’s effective leverage (from open positions) is above the MAL setting already, the system will reject further risk increasing orders. User can adjust the MAL setting from the Trading Orderbox to higher value if necessary.

Note the actual account exposure is restricted by the max product leverage. Even if a user has a risk appetite, if they trade a product that only offers up to 10x leverage, then the maximum risk exposure from the product will be 10x.

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