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Why was my transaction with the Crypto.com USD Card declined?

Updated yesterday

There are a few reasons why your transaction may not have been authorized. We listed below the most common ones:

  • The card is temporarily blocked in the Crypto.com App

  • The purchase was attempted using a method other than Credit (the card operates exclusively in this mode)

  • The purchase was attempted in installments (installment payments are not supported on a prepaid card)

  • Insufficient USD balance available at the time of the transaction

  • The merchant’s MCC (Merchant Category Code) is not supported under the card’s usage policy

  • Incorrect PIN entered during an in-store purchase

  • For online purchases: incorrect card details entered (card number, name, expiration date, or CVV)

If your transaction was declined even after reviewing the points above, please contact our customer support team with the transaction amount, merchant name, and any error message displayed on the terminal. You can contact us directly via the chat in our app or by visiting chat.crypto.com.

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