What are fee credits?
Fee credits are used to offset trading fees for eligible Spot and Derivatives instruments on the Crypto.com Exchange. They are non-transferable to third parties, non-exchangeable, and cannot be withdrawn, redeemed or converted to fiat currency or virtual assets. Fee credits have no cash or monetary value outside of this purpose.
How do I receive fee credits?
Fee credits are distributed to users following certain events, such as trading competitions and referrals. They are credited to your Master account and can be transferred to your Sub-accounts. Fee credits cannot be transferred to other users or accounts outside your own Master or Sub-account on the Exchange.
Do fee credits expire?
Yes, the expiry of fee credits is shown on the UI in your preferred timezone, unless otherwise specified in UTC.
For the instrument name in the API, all fee credit instruments have a prefix of 'fee-credit-' followed by the expiry date in YYYYMMDD format. For example, 'fee-credit-20251201' indicates that the fee credit expires on December 1, 2025, at 23:59 UTC
Once expired, fee credits are no longer usable.
How are fee credits applied to trading fees?
Fee credits are automatically applied to cover your trading fees. No opt-in is required.
Fee credits apply automatically from the earliest expiration date.
Example:
You execute a trade that incurs a US$2 trading fee, and you currently have:
US$5 fee credits expiring on 1 December 2025
US$10 fee credits expiring on 15 December 2025
The trading fee is deducted from the US$5 credit, which has the earliest expiration date. Your final balance will be:
US$3 fee credits expiring on 1 December 2025
US$10 fee credits expiring on 15 December 2025
Fee credits will apply only if one of your fee credit balances is sufficient to offset the amount.
Example:
You execute a trade that incurs a US$6 trading fee, and you currently have:
US$5 fee credits expiring on 1 December 2025
US$10 fee credits expiring on 15 December 2025
The trading fee is deducted from the US$10 credit, as the US$5 credit is insufficient to offset the amount. Your final balance will be:
US$5 fee credits expiring on 1 December 2025
US$4 fee credits expiring on 15 December 2025
You execute a trade that incurs a US$6 trading fee, and you currently have:
US$2 fee credits expiring on 1 December 2025
US$3 fee credits expiring on 15 December 2025
No fee credits will be used because the US$5 and US$10 credits do not cover the trading fee.. Your final balance will be:
US$2 fee credits expiring on 1 December 2025
US$3 fee credits expiring on 15 December 2025
Fee credits apply at the account level. If you want to use fee credits to offset a trade placed in a Sub-account, you need to first transfer the credits from your Master account.
Example:
You have US$100 fee credits in your Master account expiring on 1 December 2025
You have no fee credits in your Sub-account
You want to place a trade with an estimated US$5 trading fee in your Sub-account and would like to use your fee credits
You will need to transfer at least US$5 in fee credits from your Master account to your Sub-account to offset your trading fees. Otherwise, the executed trade in your Sub-account will be paid in your selected fiat currency.
How much are fee credits worth?
One fee credit equals US$1. Non-USD trading fees are converted to US dollars using the index price to determine the conversion rate.
Please note that they have no monetary value outside their intended purpose and cannot be converted to virtual assets or fiat currencies.
How do I check my fee credit balance and spent credits?
Fee credit balance: From the home screen, go to the ‘profile’ icon > ‘profile’ > Wallet > Fee Credits > Fee credit balance
Spent credits: From the home screen, go to the ‘profile’ icon > ‘profile’ > Orders > Transactions > Instrument. Enter ‘fee-credit’ in the ‘Search’ field.
The following transaction types indicate actions taken on your fee credits:
ADMIN_TRANSFER_CREDIT: Fee credit was distributed to your account
TRADE_FEE: Fee credit was used to offset trading fees
ADMIN_TRANSFER_DEBIT: Fee credit expired and was removed from the account
Expired fee credits will periodically be removed from your account.