In this stage of our app development, we hold the private keys, just like Coinbase and the majority of the exchanges.
Even though you might not hold your private keys, your data and assets are extremely safe with us as we have the best cold storage in the industry and the highest insurance coverage.
It is much easier for you to recover your account than if you had private keys.
We have functionalities like Pay Your Friends that give you a better experience than a wallet with private keys.
If you wish to have a wallet to which you own the private key, feel free to download the Crypto.com Defi Wallet.