What is Stocks Earn?
Stocks Earn allows eligible users to allocate supported tokenized stocks to a rewards programme and receive rewards, subject to applicability criteria and terms.
Daily Accrual: Reward calculations are performed daily based on the applicable rewards rate and your allocated balance
In-Kind Payouts: Rewards are paid once a week, in the same stock (e.g., TSLA rewards are paid in TSLA)
No Lock-Ups: There is no fixed term — you may withdraw your allocation at any time.
Who can use Stocks Earn?
You can use Stocks Earn if you already have access to tokenized stocks in the Crypto.com App.
Availability Restrictions
Availability depends on your jurisdiction, regulatory restrictions, product eligibility criteria and other factors determined by Crypto.com. See “About Crypto.com tokenized stocks” to learn more about the Tokenized Stocks feature and eligibility.
Which tokenized stocks are eligible for Stocks Earn?
You can allocate the following tokenized stocks to Stocks Earn:
Tokenized Stocks Ticker | Reward Rate (p.a.) |
MSTR | 4% |
AMD | 3% |
PLTR | 3% |
AMZN, NVDA, TSLA, META, AAPL, GOOGL, MSFT | 2% |
Eligible tokenized stocks and reward rates may change from time to time without prior notice. Historical reward rates are not indicative of future reward rates.
Important Note: The percentage displayed in the Crypto.com App reflects an annual reward rate (p.a.). Your actual payout depends on your total allocation amount, the total duration of your allocation, and the weekly payout schedule. Rates are determined by Crypto.com in accordance with programme terms and may be amended, suspended or withdrawn at any time.
How do I deposit into Stocks Earn?
From the Crypto.com App home screen, tap Earn > Stocks Earn
Browse the available programs or use the search bar to find a company or ticker
Select an eligible tokenized stock and specify the quantity you wish to allocate to Stocks Earn (in USD or stock token amount)
Review the reward rate and estimated payout, then tap Confirm
Important Notes:
You need enough of the selected tokenized stock in your available balance. If you have insufficient funds, you will be guided to buy the stock first.
The minimum deposit is US$10 equivalent in stock per deposit.
Is there a maximum amount I can allocate?
Yes. The current programme allocation limit is US$50,000. This allocation limit may change from time to time.
Your remaining quota is shown on the deposit screen for Stocks Earn. You will be notified if you’ve reached the limit.
How are rewards calculated?
Rewards are calculated in accordance with the Stocks Earn programme methodology and the applicable reward rate displayed at the time of participation. Accrued rewards are paid out weekly in the same tokenized stock.
For example, if you allocate TSLA at a 2% p.a. rate, rewards accrue daily on your TSLA allocation and are paid weekly in TSLA.
Reward calculations may be adjusted where necessary to reflect corporate actions, operational events or programme changes.
When do I receive my rewards?
Stocks Earn rewards are paid every 7 days (weekly).
To view your estimated next payout date and reward history:
From the Crypto.com App home screen, tap Earn > Earn rewards
Under History, you will see a transaction record for each payout, such as: TSLA Stocks Earn reward
Note that payout timing may vary slightly in certain situations. For more information, see the “What happens if a stock pays a dividend or has a split while I am in Stocks Earn?” section.
Can I withdraw my Stocks Earn balance at any time?
Yes. You can withdraw part or all of your allocation at any time with no early withdrawal penalty.
From the Crypto.com App home screen, tap Earn > Stocks Earn
Tap Stocks Earn withdrawal and enter the amount you want to withdraw
Tap Review > Confirm
Once withdrawn, the stock is returned to your available balance for trading or reallocation.
Where can I see my Stocks Earn balance and earnings?
You can view your Stocks Earn balances and rewards in several sections of the App:
Go to Earn > My assets to view tokenized stocks you can allocate and featured plans.
Go to Stocks Earn > Portfolio to view your allocations and total earnings by tokenized stock
Go to Accounts to view your tokenized stock balances, including both available and allocated amounts. Under My assets > Earn, you can also view your Stocks Earn allocations
Go to Earn rewards to view accrued rewards, payout history, and reward breakdowns by asset
What happens if a stock pays a dividend or has a split while I have allocations in Stocks Earn?
If a tokenized stock in your Stocks Earn position undergoes a dividend, stock split, or reverse split, your allocation will be adjusted accordingly.
For example, after a two-for-one stock split, your allocated quantity will double. Rewards will continue to accrue daily based on the updated quantity, and your weekly payout will reflect the total accrued amount for the period.
During certain corporate events, reward calculations, deposit and withdrawals may be temporarily paused while the underlying market processes the event (typically overnight U.S. time).
A corporate action record, such as AAPL Corporate Action, will appear in your Stocks Earn history.
For more information on dividends and stock splits for tokenized stocks in general, see the “Corporate actions and dividends” section.
Dividend entitlements, voting rights and other shareholder rights relating to tokenised stocks are governed by the applicable tokenized stocks terms and may differ from those associated with directly holding the underlying shares.
Will I still receive my payout if it is really small?
Reward amounts below the minimum creditable threshold of 0.00001 may not be credited.
How is Stocks Earn different from holding tokenized stocks?
| In your wallet | In Stocks Earn |
Trading | Ready to buy or sell | Not tradable until withdrawn from Stocks Earn |
Rewards | No Stocks Earn rewards | Daily rewards, paid weekly in the same tokenized stock |
Access | Available anytime | Withdraw anytime |
Price exposure | Moves with the underlying stock | Same for the amount you allocated |
Ownership Exposure | Exposure to tokenized stock | Exposure to tokenized stock allocated to Stocks Earn |
Shareholder Rights | Subject to tokenized stock terms | Subject to tokenized stock terms |
You can hold the same tokenized stocks in your wallet and in Stocks Earn at the same time. Only the allocated portion in Stocks Earn earns rewards.
Will I get notifications about Stocks Earn rewards?
You may receive a weekly notification when your total Stocks Earn rewards for the previous week exceed a minimum threshold.
The notification may reference a single stock or your overall Earn portfolio. Tapping it will take you to Earn rewards, where you can view your history.
Notifications depend on your Earn notification preferences and your device settings.
Maximize Rewards With a Click
Maximize Rewards With a Click is a feature that lets you allocate tokens in your Crypto Wallet to various Earn features in the Crypto.com App in one go. When you launch the feature, it automatically scans your Crypto Wallet and shortlists tokens that are eligible for allocation based on specifications like allocation term and limit.
Not only does it save you time from having to allocate each one individually, but it also enables eligible assets to be allocated to support Earn features more efficiently.
How does it work?
From the Crypto.com App home screen, tap Earn > Allocate now
Browse the Earn opportunities and select the ones you want to participate in. You can filter by term length and adjust the parameters.
Review and confirm the allocations, then tap Start Earning
Which tokens can I allocate?
Only tokens that are under an eligible Earn program will appear in the list. The feature automatically filters out ineligible tokens based on your Crypto Wallet balance, region, and other applicable conditions. This includes the tokenized stocks.
Are there any additional fees?
No, Maximize Rewards With a Click does not charge any additional fees beyond the standard (if any) that applies to the supported Earn feature.
Is there a maximum number of tokens I can allocate at once?
No, there is no limit on the number of tokens you can allocate at once. However, each supported Earn feature has its own limits on allocation amount and supported tokens, which still apply.
Can I cancel or modify the allocations?
You can edit or cancel your allocations before the final confirmation. Once they are confirmed, they cannot be modified or reversed, in line with the feature-specific policies.
Will I see a reward estimation?
Yes. You'll see your estimated total reward before confirming your allocations. Please note that the actual reward may differ because of price fluctuations and other factors.
Where is Maximize With a Click available?
The feature is only available to users in jurisdictions where both:
The relevant Earn features are supported, and
Maximize With a Click is supported within the jurisdiction’s version of the Crypto.com App
If you are unable to find Maximize Rewards With a Click in the Earn tab, it may be due to:
Jurisdiction limitations
Lack of eligible tokens in your Crypto Wallet
What are the risks with Stocks Earn?
Tokenized stock prices can fluctuate, and allocating stocks to Stocks Earn does not remove market risk.
Rewards are not guaranteed. Rates may change, and past performance does not indicate future returns. Product terms, including supported stocks, limits, and payout conditions, may also be updated from time to time.
For full details, please review the notice in the Stocks Earn section of the App and the applicable terms at the time of deposit. For general information, see “About Crypto.com tokenized stocks.”
