How is P&L calculated?

Information about your portfolio performance and how is P&L (profit and loss) calculated

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Written by Support Specialist
Updated over a week ago

Note: This feature is currently in beta and only available in selected regions.

What is Portfolio Allocations?

The Allocations screen under the Accounts screen shows you which token you have across all the products offered within the Crypto.com App. It gives you a breakdown of your tokens and how they spread across products.

To access the Allocations screen, tap “Accounts” → tap the pie chart icon on the top-left of the screen.

What is included in Allocations?

All the cryptocurrencies that you own within the Crypto.com App are included in the Allocations feature, including coins that are currently locked within Crypto Earn and Crypto.com Exchange. However, the fiat wallet is not currently included in the feature.

What is Profit and Loss?

Profit and Loss gives information about the performance of your crypto holding to give you a better idea of how your investment is doing over time. Profit and Loss tracks your portfolio performance by comparing the market value of your holding and the net invested amount for each cryptocurrency.

  • Average Cost: The average price you paid to build your current position.

  • Net Invested: The amount in fiat you invested in building up your token balance. It is the difference between the amount in fiat inflow (e.g., bought, received) and outflow (e.g., sold, sent).

  • Portfolio Diversity: The proportion of a token you hold relative to your total portfolio value.

  • Unrealized Profit & Loss: The potential profit/loss of your token balance. It is the difference between the market value of your token balance and the cost of accumulating it.

  • Realized Profit & Loss: The profit/loss you took from your previous positions by selling or withdrawing the token.

  • Total Profit & Loss: The sum of the unrealised and realised Profit and Loss.

Explaining Net Invested

The Net Invested is the difference between the amount in fiat added to your crypto holding and the amount removed. Below is an example of how the Net Invested is calculated, e.g.

Net Invested on Day 4 = ($2,476.60 + $3,699.85 + $4,588.97 - $10,759.54) = $5.891

Day

BTC Transaction

Price

Quantity

Value

Position

Position Value

Net Value Inflow

1

Buy

$8,255.34

0.30

$2,476.60

0.30

$2,476.60

$2,476.60

2

Deposit

$9,249.62

0.40

$3,699.85

0.70

$6,474.73

$6,176.45

3

Buy

$9,177.94

0.50

$4,588.97

1.20

$11,013.53

$10,765.42

4

Sell

$9,118.25

1.18

$10,759.54

0.02

$182.37

$5.89

5

Buy

$9,145.41

0.80

$7,316.33

0.82

$7,499.24

$7,322.21

6

Buy

$9,254.21

0.70

$6,477.95

1.52

$14,066.40

$13,800.16

7

Withdraw

$9,306.93

1.30

$12,099.01

0.22

$2,047.52

$1,701.15

8

Buy

$9,211.34

0.50

$4,605.67

0.72

$6,632.16

$6,306.82

Note: ¹ Lost in precision due to roundings in the Value column.

Profit and Loss in Local Currencies

The Profit and Loss calculation is performed exclusively in USD, irrespective of your default currency. To facilitate viewing the information in local currencies (such as TWD, EUR, etc.), the numbers are converted into your local currencies using our latest respective exchange rates. As a result, there is a possibility that you may notice discrepancies when comparing transaction history amounts with the Profit and Loss information due to exchange rate fluctuation.

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