Is there a minimum loan amount?
The current minimum borrowing amount for each standard loan is 100 USD equivalent at the time of borrowing.
Loanable Crypto Assets
Minimum Borrowing Amount
USDT, USDC, BTC, ETH, XRP, LINK, DOGE, YFI, UNI, DAI
100 USD equivalent
Important Note: The USD figures on the Crypto.com Exchange are pegged to USDT at the rate of 1 USD to 1 USDT.
We use the composite index price as described here to validate your loan amount such that the equivalent value has to be at least 100 USD at the time of borrowing.
Is there a maximum borrowing limit?
Each eligible Crypto.com Lending user is entitled to up to 3 outstanding loans at a time.
The Maximum Borrowing Limit varies based on the following account types.
Type of Account
Maximum Borrowing Limit
(Total loan amount for up to 3 outstanding loans)
USD 0.5M Equivalent
USD 1M Equivalent
Institutions With Lending Pro
USD 2 M Equivalent
Important Note: The USD figures on the Crypto.com Exchange are pegged to USDT at the rate of 1 USD to 1 USDT
We use the composite index price as described here to monitor the total value of your outstanding loans in USD. This means that the value of an outstanding loan in USD terms may fluctuate along with real-time market movements. Your borrowing capability will be disabled when your total outstanding loan value exceeds the Maximum Borrowing Limit.