Is there a minimum loan amount?

The current minimum borrowing amount for each standard loan is 100 USD equivalent at the time of borrowing.

Loanable Crypto Assets

Minimum Borrowing Amount

USDT, USDC, BTC, ETH, XRP, LINK, DOGE, YFI, UNI, DAI, 1INCH, MATIC, FIL, COMP, BAL, SOL, ENJ, CRV

100 USD equivalent

Important Note: The USD figures on the Crypto.com Exchange are pegged to USDT at the rate of 1 USD to 1 USDT.

We use the composite index price as described here to validate your loan amount such that the equivalent value has to be at least 100 USD at the time of borrowing.

Is there a maximum borrowing limit?

Each eligible Crypto.com Lending user is entitled to up to 3 outstanding loans at a time.

The Maximum Borrowing Limit varies based on the following account types.

Type of Account

Maximum Borrowing Limit

(Total loan amount for up to 3 outstanding loans)

Retail Users

USD 0.5M Equivalent

Institutions

USD 1M Equivalent

Institutions With Lending Pro

USD 2 M Equivalent

Important Note: The USD figures on the Crypto.com Exchange are pegged to USDT at the rate of 1 USD to 1 USDT

We use the composite index price as described here to monitor the total value of your outstanding loans in USD. This means that the value of an outstanding loan in USD terms may fluctuate along with real-time market movements. Your borrowing capacity will be disabled when your total outstanding loan value exceeds the Maximum Borrowing Limit.

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