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Crypto.com Prepaid Visa Card Fees and Limits (Canada)

Refer to this article for information on the Canadian Crypto.com Prepaid Visa Card's Fees and Limits.

Updated yesterday

ATM Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

ATM withdrawal limit

Daily: C$700

Monthly: C$7,000

Yearly:

No limit

Daily: C$1,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

ATM withdrawal frequency (for magnetic stripe transactions only)

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Top Up and Transfer Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Aggregated top-up limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Cash account to card transfer limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Crypto to card transfer limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Card to card transfer limit

Daily: C$100

Monthly: C$3,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly: No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Load Frequency – All Card Tiers

  • Daily limit: 12

  • Monthly limit: 140

  • Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 MT.

  • Monthly and Yearly calendar limits reset reset at 00:00 MT on the first of each month/1st of January.

Monthly Spending Cap for CRO Rewards

Basic (previously Midnight)

Plus (previously Ruby)

Pro (previously Jade/Indigo)

Private (previously Icy/Rose/Obsidian)

Monthly Spending Cap Eligible for Rewards*

USD or the equivalent amount in other fiat currencies

N/A

Prepaid Card: $1,250

Prepaid Card: $2,500

Unlimited

POS Purchase Limit (Includes All In-Store and Online Purchases)

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

POS purchase limit

Daily: C$15,000

Monthly: C$20,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

POS frequency (for magnetic stripe transactions only)

Daily: 10

Monthly: No limit

Yearly:

No limit

Daily: 20

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Card Max Balance – All Card Tiers

  • C$35,000

Fees

  • Card Upgrade Fee: Waived

  • Physical Card Issuance:

    • Midnight: C$4.99

    • Ruby: C$39.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 months of consecutive subscription, or users with an active Level Up lockup/stake

  • Physical Replacement Card Cost (Optional Service):

    • Midnight Blue – C$10

    • Other VISA Cards – C$70

  • Foreign Currency Administration Fee: 2% on all non-CAD purchases and ATM withdrawals for the Midnight Card (Effective 2 September 2025)

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