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Crypto.com Prepaid Visa Card Fees and Limits (United Kingdom)

Refer to this article for information on the UK Prepaid Crypto.com Visa Card's Fees and Limits.

Updated yesterday

ATM Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Free ATM limit (Monthly)

£180

£360

£720

£720

£900

ATM withdrawal limit

Daily: £1,800

Monthly: £9,000

Yearly: £66,000

Daily: £1,800

Monthly: £9,000

Yearly: £66,000

Daily: £1,800

Monthly: £9,000

Yearly: £66,000

Daily: £1,800

Monthly: £9,000

Yearly: £66,000

Daily: £1,800

Monthly: £9,000

Yearly: £66,000

ATM withdrawal frequency

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Top Up and Transfer Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Aggregated top-up limit

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Aggregated top-up limit with Credit / Debit Card

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Minimum top-up limit with Credit / Debit Card

£20

£20

£20

£20

£20

Cash account to card transfer limit

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Crypto to card transfer limit

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Daily: £22,000

Monthly: £22,000

Yearly: £220,000

Card to card transfer limit

Daily:

£100

Monthly: £3,000

Yearly: £45,000

Daily: £4,500

Monthly: £4,500

Yearly: £45,000

Daily: £4,500

Monthly: £4,500

Yearly: £45,000

Daily: £4,500

Monthly: £4,500

Yearly: £45,000

Daily: £4,500

Monthly: £4,500

Yearly: £45,000

Load Frequency – All Card Tiers

  • Daily limit: 12

  • Monthly limit: 140

  • Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply.

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 GMT.

  • Monthly and Yearly calendar limits reset at 00:00 GMT on the first of each month/1st of January.

Monthly Spending Cap for CRO Rewards

Basic (previously Midnight)

Plus (previously Ruby)

Pro (previously Jade/Indigo)

Private (previously Icy/Rose/Obsidian)

Monthly Spending Cap Eligible for Rewards*

USD or the equivalent amount in other fiat currencies

N/A

Prepaid Card: $1,250

Prepaid Card: $2,500

Unlimited

POS Purchase Limit (Includes All In-Store and Online Purchases)– All Card Tiers

  • Daily limit: £22,000

  • Monthly limit: £22,000

  • Yearly limit: £220,000

Card Max Balance – All Card Tiers

  • £22,000

Fees

  • Debit / Credit card top-up: 1%

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Close Account: £50

  • Card Upgrade: Waived

  • Card Replacement:

    • Midnight Blue - £45.01

    • Other Card Tiers - £50

  • Physical Card Issuance:

    • Midnight: £4.99

    • Ruby: £24.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 months of consecutive subscription, or users with an active Level Up lockup/stake

  • Foreign Transaction Fee: All non-GBP & EUR purchases and ATM withdrawals will be charged as follows for the Midnight Card (Effective 2 September 2025)

  • Inactivity: £5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.

Non-GBP & EUR Purchases and ATM Withdrawals

Foreign Transaction

Within the UK and the EU

0.2%

Outside the UK and the EU

2.0%

Frequently Asked Questions


Are the funds I hold with you safeguarded?

As an electronic money institution (EMI), ForisGFS UK Limited is required to safeguard the money that we receive from our customers.

This means that any money we receive from customers is placed in a dedicated bank account and is held separately from our own funds.

Safeguarding helps to protect our customers because it means that if we were to become insolvent, our customers would be paid out from the safeguarding accounts before most claims against us are paid out.


What would happen to my funds if ForisGFS UK Limited were to become insolvent?

Any funds received by our customers are held in a segregated account so that in the unlikely event that ForisGFS UK Limited becomes insolvent our customers' funds will be protected against claims made by creditors.

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