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Crypto.com Prepaid Visa Card Fees and Limits (Europe – applicable to non-Europe residential address users in Brazil and select LATAM markets)

Refer to this article for information on the EU Crypto.com Prepaid Visa Card's Fees and Limits.

Updated yesterday

ATM Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Free ATM limit (Monthly)

US$180

US$360

US$720

US$900

US$900

ATM withdrawal limit

Daily: US$400

Monthly: US$13,200

Yearly: US$22,000

Daily: US$400

Monthly: US$13,200

Yearly: US$22,000

Daily: US$400

Monthly: US$13,200

Yearly: US$22,000

Daily: US$400

Monthly: US$13,200

Yearly: US$22,000

Daily: US$400

Monthly: US$13,200

Yearly: US$22,000

ATM withdrawal frequency

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Top Up and Transfer Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Aggregated top-up limit

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Aggregated top-up limit with Credit / Debit Card

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Minimum top-up limit with Credit / Debit Card

US$20

US$20

US$20

US$20

US$20

Crypto to card transfer limit

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Daily: US$22,000

Monthly: US$22,000

Yearly: US$264,000

Load Frequency – All Card Tiers

  • Daily limit: 12

  • Monthly limit: 140

  • Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 GMT.

  • Monthly and Yearly calendar limits reset at 00:00 GMT on the first of each month/1st of January.

Monthly CRO Rewards Limit

Basic (previously Midnight)

Plus (previously Ruby)

Pro (previously Jade/Indigo)

Private (previously Icy/Rose/Obsidian)

Monthly Spending Cap Eligible for Rewards*

USD or the equivalent amount in other fiat currencies

N/A

Prepaid Card: $1,250

Prepaid Card: $2,500

Unlimited

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live Cardholder CRO Stake.

POS Purchase Limit (Includes All In-Store and Online Purchases) – All Card Tiers

  • Daily limit: US$4,400

  • Monthly limit: No Limit

  • Yearly limit: US$268,000

Card Max Balance – All Card Tiers

  • US$22,000

Fees

  • Debit / Credit card top-up: 1%

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Close Account: US$55

  • Card Replacement

    • Midnight Blue - US$50

    • Other Card Tiers - US$55

  • Card Upgrade: Waived

  • Physical Card Issuance:

    • Midnight: US$5.99

    • Ruby: US$29.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 months of consecutive subscription, or users with an active Level Up lockup/stake

  • Inactivity: US$6 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.

  • Foreign Transaction Fee: All non-USD purchases and ATM withdrawals will be charged as follows for the Midnight Card (Effective 2 September 2025)

Non-EUR & GBP Purchases and ATM Transactions

Foreign Transaction %

Outside the EU and UK

2.0%

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