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Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to non-Singapore residential address users only)

Information on the Crypto.com Prepaid Visa Card Fees and Limits (SG)

Updated yesterday

For Crypto.com Prepaid Visa Card Fees and Limits (Singapore) applicable to Singapore residential address users, click here.

ATM Limit

Note: ATM withdrawals are only available at local ATMs outside of Singapore. Limits are not under MAS Payment Services Act 2019 (applicable to non-Singapore residential address users only).

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Free ATM limit per Month (local ATMs only – outside Singapore)

S$200

S$400

S$800

S$1000

S$1000

ATM withdrawal limit (local ATMs only – outside Singapore)

Daily: S$500

Monthly: S$5,000

Yearly: S$50,000

Daily: S$1,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

ATM withdrawal frequency (local ATMs only – outside Singapore)

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Top Up and Transfer Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Aggregated top-up limit

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Aggregated top-up limit with Debit / Credit Card

Daily: S$10,000

Monthly: S$10,000

Yearly: S$20,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Minimum top-up limit with Credit / Debit Card

S$20

S$20

S$20

S$20

S$20

Crypto to card transfer limit

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Load Frequency – All Card Tiers

  • Daily limit: 3

  • Monthly limit: 30

  • Yearly limit: 360

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply.

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 SGT.

  • Monthly and Yearly calendar limits reset at 00:00 SGT on the first of each month/1st of January.

POS Purchase Limit - Including Local ATM Withdrawals (Outside Singapore; Includes All In-Store and Online Purchases)

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

POS purchase limit - including local ATM withdrawals (outside Singapore)

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$15,000

Monthly: S$15,000

Yearly: S$150,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Card Max Balance

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Card max balance

S$10,000

S$15,000

S$25,000

S$25,000

S$25,000

Monthly Spending Cap for CRO Rewards

Basic (previously Midnight)

Plus (previously Ruby)

Pro (previously Jade/Indigo)

Private (previously Icy/Rose/Obsidian)

Monthly Spending Cap Eligible for Rewards*

USD or the equivalent amount in other fiat currencies

N/A

Prepaid Card: $1,250

Prepaid Card: $2,500

Unlimited

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live CRO Lockup.

Fees

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Debit/Credit Card Top-Up:

    • Debit – 0%

    • Credit – 1%

  • Close Account: S$50

  • Card Replacement

    • Midnight Blue - S$45.01

    • Other Card Tiers - S$50

  • Card Upgrade: Waived

  • Physical Card Issuance:

    • Midnight: S$4.99

    • Ruby: S$39.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 months of consecutive subscription, or users with an active Level Up lockup/stake

  • Foreign Transaction Fee: 0.5% on all purchases and ATM withdrawals that are not denominated in SGD, AUD, EUR, GBP, HKD, JPY, or USD for the Midnight Card (Effective 2 September 2025)

  • Inactivity: S$5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.

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