ATM Limit

*Note: ATM withdrawals are only available at overseas ATMs outside of Singapore. Limits are under MAS Payment Services Act 2019 (applicable to Singapore residential address users only).

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Free ATM limit per Month (overseas ATMs only – outside Singapore)

S$200

S$400

S$800

S$1000

S$1000

ATM withdrawal limit (overseas ATMs only – outside Singapore)

Daily: S$500

Monthly: S$5,000

Yearly: S$10,000

Daily: S$1,000

Monthly: S$10,000

Yearly: S$30,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$30,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$30,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$30,000

ATM withdrawal frequency (overseas ATMs only – outside Singapore)

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly:

30

Yearly:

360

Daily:

3

Monthly:

30

Yearly:

360

Daily:

3

Monthly:

30

Yearly:

360

Interbank Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Interbank limit

S$2,000

S$4,000

S$10,000

S$15,000

No limit

Top Up and Transfer Limit – All Card Tiers

Limit

Aggregated top-up limit

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Aggregated top-up limit with Debit/Credit Card

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Minimum top-up limit with Debit/Credit Card

S$20

Crypto to card transfer limit

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Load Frequency – All Card Tiers

  • Daily limit: 3

  • Monthly limit: 30

  • Yearly limit: 360

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

POS Purchase Limit - Including Overseas ATM Withdrawals (Outside Singapore; Includes In-Store and Online Purchases)

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

POS purchase limit - including overseas ATM withdrawals (outside Singapore)

Daily: S$10,000

Monthly: S$10,000

Yearly: S$30,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Card Max Balance – All Card Tiers

  • S$5,000

Fees

  • ATM Withdrawal (after monthly free limit): 2%

  • Interbank Exchange (after monthly free limit): 0.50%

  • Debit/Credit Card Top-Up:

    • Debit – 0%

    • Credit – 1%

  • Close Account: S$50

  • Reissue Card: S$50

  • Card Upgrade: Waived

  • Inactivity (12 Months): S$5

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