ATM Limit
*Note: ATM withdrawals are only available at overseas ATMs outside of Singapore. Limits are under MAS Payment Services Act 2019 (applicable to Singapore residential address users only).
Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian | |
Free ATM limit per Month (overseas ATMs only – outside Singapore) | S$200 | S$400 | S$800 | S$1000 | S$1000 |
ATM withdrawal limit (overseas ATMs only – outside Singapore) | Daily: S$500 Monthly: S$5,000 Yearly: S$10,000 | Daily: S$1,000 Monthly: S$10,000 Yearly: S$30,000 | Daily: S$2,000 Monthly: S$10,000 Yearly: S$30,000 | Daily: S$2,000 Monthly: S$10,000 Yearly: S$30,000 | Daily: S$2,000 Monthly: S$10,000 Yearly: S$30,000 |
ATM withdrawal frequency (overseas ATMs only – outside Singapore) | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 |
Interbank Limit
Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian | |
Interbank limit | S$2,000 | S$4,000 | S$10,000 | S$15,000 | No limit |
Top Up and Transfer Limit – All Card Tiers
Limit | |
Aggregated top-up limit | Daily: S$30,000 Monthly: S$30,000 Yearly: S$30,000 |
Aggregated top-up limit with Debit/Credit Card | Daily: S$30,000 Monthly: S$30,000 Yearly: S$30,000 |
Minimum top-up limit with Debit/Credit Card | S$20 |
Crypto to card transfer limit | Daily: S$30,000 Monthly: S$30,000 Yearly: S$30,000 |
Load Frequency – All Card Tiers
Daily limit: 3
Monthly limit: 30
Yearly limit: 360
*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply
POS Purchase Limit - Including Overseas ATM Withdrawals (Outside Singapore; Includes In-Store and Online Purchases)
Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian | |
POS purchase limit - including overseas ATM withdrawals (outside Singapore) | Daily: S$10,000 Monthly: S$10,000 Yearly: S$30,000 | Daily: S$30,000 Monthly: S$30,000 Yearly: S$30,000 | Daily: S$30,000 Monthly: S$30,000 Yearly: S$30,000 | Daily: S$30,000 Monthly: S$30,000 Yearly: S$30,000 | Daily: S$30,000 Monthly: S$30,000 Yearly: S$30,000 |
Card Max Balance – All Card Tiers
S$5,000
Fees
ATM Withdrawal (after monthly free limit): 2%
Interbank Exchange (after monthly free limit): 0.50%
Debit/Credit Card Top-Up:
Debit – 0%
Credit – 1%
Close Account: S$50
Reissue Card: S$50
Card Upgrade: Waived
Inactivity (12 Months): S$5