For Crypto.com Visa Card Fees and Limits (Singapore) applicable to non-Singapore residential address users, click here.
ATM Limit
*Note: Singapore residential address users can withdraw cash overseas, however, they cannot withdraw cash within Singapore. Limits are under MAS Payment Services Act 2019 (applicable to Singapore residential address users only).
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
Free ATM limit per Month (overseas ATMs only – outside Singapore) |
S$200 |
S$400 |
S$800 |
S$1000 |
S$1000 |
ATM withdrawal limit (overseas ATMs only – outside Singapore) | Daily: S$500 Monthly: S$5,000 Yearly: S$10,000 | Daily: S$1,000 Monthly: S$10,000 Yearly: S$30,000 | Daily: S$2,000 Monthly: S$10,000 Yearly: S$30,000 | Daily: S$2,000 Monthly: S$10,000 Yearly: S$30,000 | Daily: S$2,000 Monthly: S$10,000 Yearly: S$30,000 |
ATM withdrawal frequency (overseas ATMs only – outside Singapore) | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 |
Top Up and Transfer Limit – All Card Tiers
| Limit |
Aggregated top-up limit | Daily Limit: S$100,000 Monthly Limit: S$100,000 Rolling 12-Month Limit: S$100,000 |
Aggregated top-up limit with Debit/Credit Card | Daily Limit: S$100,000 Monthly Limit: S$100,000 Rolling 12-Month Limit: S$100,000 |
Minimum top-up limit with Debit/Credit Card | S$20 |
Crypto to card transfer limit | Daily Limit: S$100,000 Monthly Limit: S$100,000 Rolling 12-Month Limit: S$100,000 |
Load Frequency – All Card Tiers
Daily limit: 3
Monthly limit: 30
Yearly limit: 360
*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply
All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.
The daily calendar limits reset at 00:00 SGT.
Monthly and Yearly calendar limits reset at 00:00 SGT on the first of each month/1st of January.
POS Purchase Limit - Including Overseas ATM Withdrawals (Outside Singapore; Includes All In-Store and Online Purchases)
Daily Limit: S$100,000
Monthly Limit: S$100,000
Rolling 12-Month Limit: S$100,000
E-Commerce Purchase Limit
To meet the latest Monetary Authority of Singapore (MAS) guidelines, a default limit of S$1,000 will be applied for online transactions made with the Crypto.com Prepaid Debit Card on 20 February 2025.
If you wish to make online transactions exceeding S$1,000, please follow the steps below to remove the limit:
From the Crypto.com App home screen, tap the Card tab
Tap the ‘card’ icon on the top-right corner of the screen
Under E-Commerce Transaction, tap Remove
Confirm the request and your limit will be removed shortly
| |
Card Max Balance – All Card Tiers
S$20,000
Monthly CRO Rewards Limit
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
Monthly CRO Rewards Limit | - | $25 USD equiv. | $75 USD equiv*. | - | - |
*If you have an existing CRO Lockup or Cardholder Stake before 6 November 2024, 03:00 UTC, your Royal Indigo / Jade Green monthly CRO Rewards limit will be $50 USD
Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live CRO Lockup.
Fees
ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]
Debit/Credit Card Top-Up:
Debit – 0%
Credit – 1%
Close Account: S$50
Card Replacement
Midnight Blue - S$45.01
Other Card Tiers - S$50
Card Upgrade: Waived
Physical Card Issuance: S$4.99 (for new and replacement Midnight Blue card only)
Inactivity: S$5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.
Foreign Transaction: 0.5% on all purchases and ATM withdrawals that are not denominated in SGD, AUD, EUR, GBP, HKD, JPY, or USD for Midnight Blue, Ruby Steel, Royal Indigo, and Jade Green Cards (Effective 14 November 2022)