ATM Limit

*Note: Singapore residential address users can withdraw cash overseas, however, they cannot withdraw cash within Singapore. Limits are under MAS Payment Services Act 2019 (applicable to Singapore residential address users only).

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Free ATM limit per Month (overseas ATMs only – outside Singapore)

S$200

S$400

S$800

S$1000

S$1000

ATM withdrawal limit (overseas ATMs only – outside Singapore)

Daily: S$500

Monthly: S$5,000

Yearly: S$10,000

Daily: S$1,000

Monthly: S$10,000

Yearly: S$30,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$30,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$30,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$30,000

ATM withdrawal frequency (overseas ATMs only – outside Singapore)

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly:

30

Yearly:

360

Daily:

3

Monthly:

30

Yearly:

360

Daily:

3

Monthly:

30

Yearly:

360

Interbank Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Interbank limit

S$2,000

S$4,000

S$10,000

S$15,000

No limit

Top Up and Transfer Limit – All Card Tiers

Limit

Aggregated top-up limit

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Aggregated top-up limit with Debit/Credit Card

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Minimum top-up limit with Debit/Credit Card

S$20

Crypto to card transfer limit

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Load Frequency – All Card Tiers

  • Daily limit: 3

  • Monthly limit: 30

  • Yearly limit: 360

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 GMT.

  • Monthly and Yearly calendar limits reset on the first of each month/1st of January.

POS Purchase Limit - Including Overseas ATM Withdrawals (Outside Singapore; Includes All In-Store and Online Purchases)

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

POS purchase limit - including overseas ATM withdrawals (outside Singapore)

Daily: S$10,000

Monthly: S$10,000

Yearly: S$30,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$30,000

Card Max Balance – All Card Tiers

  • S$5,000

Monthly CRO Rewards Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Monthly CRO Rewards Limit

-

$25 USD equiv.

$50 USD equiv.

-

-

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have a live stake or not.

Fees

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Interbank Exchange: 0.50% on amounts above the monthly free interbank limit

  • Debit/Credit Card Top-Up:

    • Debit – 0%

    • Credit – 1%

  • Close Account: S$50

  • Reissue Card: S$50

  • Card Upgrade: Waived

  • Inactivity: S$5 per month after 12 months of inactivity

  • Foreign Transaction Fee: 0.5% on all purchases and ATM withdrawals that are not denominated in SGD, AUD, EUR, GBP, HKD, JPY, or USD for Midnight Blue, Ruby Steel, Royal Indigo, and Jade Green Cards (Effective 14 November 2022)

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