Skip to main content

Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to non-Singapore residential address users only)

Information on the Crypto.com Prepaid Visa Card Fees and Limits (SG)

Updated over 2 weeks ago

For Crypto.com Prepaid Visa Card Fees and Limits (Singapore) applicable to Singapore residential address users, click here.

ATM Limit

Note: ATM withdrawals are only available at local ATMs outside of Singapore. Limits are not under MAS Payment Services Act 2019 (applicable to non-Singapore residential address users only).

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Free ATM limit per Month (local ATMs only – outside Singapore)

S$200

S$400

S$800

S$1000

S$1000

ATM withdrawal limit (local ATMs only – outside Singapore)

Daily: S$500

Monthly: S$5,000

Yearly: S$50,000

Daily: S$1,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

ATM withdrawal frequency (local ATMs only – outside Singapore)

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Top Up and Transfer Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Aggregated top-up limit

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Aggregated top-up limit with Debit / Credit Card

Daily: S$10,000

Monthly: S$10,000

Yearly: S$20,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Minimum top-up limit with Credit / Debit Card

S$20

S$20

S$20

S$20

S$20

Crypto to card transfer limit

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Load Frequency – All Card Tiers

  • Daily limit: 3

  • Monthly limit: 30

  • Yearly limit: 360

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply.

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 SGT.

  • Monthly and Yearly calendar limits reset at 00:00 SGT on the first of each month/1st of January.

POS Purchase Limit - Including Local ATM Withdrawals (Outside Singapore; Includes All In-Store and Online Purchases)

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

POS purchase limit - including local ATM withdrawals (outside Singapore)

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$15,000

Monthly: S$15,000

Yearly: S$150,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Card Max Balance

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Card max balance

S$10,000

S$15,000

S$25,000

S$25,000

S$25,000

Monthly Spending Cap for CRO Rewards

Basic (previously Midnight)

Plus (previously Ruby)

Pro (previously Jade/Indigo)

Private (previously Icy/Rose/Obsidian)

Monthly Spending Cap Eligible for Rewards*

USD or the equivalent amount in other fiat currencies

N/A

Prepaid Card: $1,250

Prepaid Card: $2,500

Unlimited

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live CRO Lockup.

Fees

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Debit/Credit Card Top-Up:

    • Debit – 0%

    • Credit – 1%

  • Close Account: S$50

  • Card Replacement

    • Midnight Blue - S$45.01

    • Other Card Tiers - S$50

  • Card Upgrade: Waived

  • Physical Card Issuance:

    • Midnight: S$4.99

    • Ruby: S$39.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 months of consecutive subscription, or users with an active Level Up lockup/stake

  • Foreign Transaction Fee: 0.5% on all purchases and ATM withdrawals that are not denominated in SGD, AUD, EUR, GBP, HKD, JPY, or USD for the Midnight Card (Effective 2 September 2025)

  • Inactivity: S$5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.

Did this answer your question?