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Crypto.com Prepaid Visa Card Fees and Limits (Canada)

Refer to this article for information on the Canadian Crypto.com Prepaid Visa Card's Fees and Limits.

Updated over a week ago

ATM Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

ATM withdrawal limit

Daily: C$700

Monthly: C$7,000

Yearly:

No limit

Daily: C$1,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

ATM withdrawal frequency (for magnetic stripe transactions only)

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Top Up and Transfer Limit

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

Aggregated top-up limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Cash account to card transfer limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Crypto to card transfer limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Card to card transfer limit

Daily: C$100

Monthly: C$3,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly: No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Load Frequency – All Card Tiers

  • Daily limit: 12

  • Monthly limit: 140

  • Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 MT.

  • Monthly and Yearly calendar limits reset reset at 00:00 MT on the first of each month/1st of January.

Monthly Spending Cap for CRO Rewards

Basic (previously Midnight)

Plus (previously Ruby)

Pro (previously Jade/Indigo)

Private (previously Icy/Rose/Obsidian)

Monthly Spending Cap Eligible for Rewards*

USD or the equivalent amount in other fiat currencies

N/A

Prepaid Card: $1,250

Prepaid Card: $2,500

Unlimited

POS Purchase Limit (Includes All In-Store and Online Purchases)

Midnight Card

Ruby Card

Indigo / Jade Card

Icy / Rose Card

Obsidian Card

POS purchase limit

Daily: C$15,000

Monthly: C$20,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

POS frequency (for magnetic stripe transactions only)

Daily: 10

Monthly: No limit

Yearly:

No limit

Daily: 20

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Card Max Balance – All Card Tiers

  • C$35,000

Fees

  • Card Upgrade Fee: Waived

  • Physical Card Issuance:

    • Midnight: C$4.99

    • Ruby: C$39.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 months of consecutive subscription, or users with an active Level Up lockup/stake

  • Physical Replacement Card Cost (Optional Service):

    • Midnight Blue – C$10

    • Other VISA Cards – C$70

  • Foreign Currency Administration Fee: 2% on all non-CAD purchases and ATM withdrawals for the Midnight Card (Effective 2 September 2025)

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