ATM Limit
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
ATM withdrawal limit | Daily: C$700 Monthly: C$7,000 Yearly: No limit | Daily: C$1,500 Monthly: C$15,000 Yearly: No limit | Daily: C$2,500 Monthly: C$15,000 Yearly: No limit | Daily: C$2,500 Monthly: C$15,000 Yearly: No limit | Daily: C$2,500 Monthly: C$15,000 Yearly: No limit |
ATM withdrawal frequency (for magnetic stripe transactions only) | Daily: 3 Monthly: 30 Yearly: No limit | Daily: 3 Monthly: 30 Yearly: No limit | Daily: 3 Monthly: 30 Yearly: No limit | Daily: 3 Monthly: 30 Yearly: No limit | Daily: 3 Monthly: 30 Yearly: No limit |
Top Up and Transfer Limit
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
Aggregated top-up limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit |
Fiat to card transfer limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit |
Crypto to card transfer limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit | Daily: C$15,000 Monthly: C$35,000 Yearly: No limit |
Card to card transfer limit | Daily: C$100 Monthly: C$3,000 Yearly: No limit | Daily: C$500 Monthly: C$7,000 Yearly: No limit | Daily: C$500 Monthly: C$7,000 Yearly: No limit | Daily: C$500 Monthly: C$7,000 Yearly: No limit | Daily: C$500 Monthly: C$7,000 Yearly: No limit |
Load Frequency – All Card Tiers
Daily limit: 12
Monthly limit: 140
Yearly limit: No limit
*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply
All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.
The daily calendar limits reset at 00:00 MT.
Monthly and Yearly calendar limits reset reset at 00:00 MT on the first of each month/1st of January.
Monthly CRO Rewards Limit
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
Monthly CRO Rewards Limit | - | $25 USD equiv. | $50 USD equiv. | - | - |
Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live Cardholder CRO Stake or CRO Lockup.
POS Purchase Limit (Includes All In-Store and Online Purchases)
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
POS purchase limit | Daily: C$15,000 Monthly: C$20,000 Yearly: No limit | Daily: C$35,000 Monthly: C$35,000 Yearly: No limit | Daily: C$35,000 Monthly: C$35,000 Yearly: No limit | Daily: C$35,000 Monthly: C$35,000 Yearly: No limit | Daily: C$35,000 Monthly: C$35,000 Yearly: No limit |
POS frequency (for magnetic stripe transactions only) | Daily: 10 Monthly: No limit Yearly: No limit | Daily: 20 Monthly: No limit Yearly: No limit | Daily: 30 Monthly: No limit Yearly: No limit | Daily: 30 Monthly: No limit Yearly: No limit | Daily: 30 Monthly: No limit Yearly: No limit |
Card Max Balance – All Card Tiers
C$35,000
Fees
Card Upgrade Fee: Waived
Card Issuance: C$4.99 for the order of the first physical Midnight Blue card
Physical Replacement Card Cost (Optional Service):
Midnight Blue – C$10
Other VISA Cards – C$70
Foreign Currency Administration Fee: 2% on all non-CAD purchases and ATM withdrawals for Midnight Blue, Ruby Steel, Royal Indigo, and Jade Green Cards (Effective December 12, 2022)