ATM Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

ATM withdrawal limit

Daily: C$700

Monthly: C$7,000

Yearly:

No limit

Daily: C$1,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

Daily: C$2,500

Monthly: C$15,000

Yearly:

No limit

ATM withdrawal frequency (for magnetic stripe transactions only)

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Top Up and Transfer Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Aggregated top-up limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Fiat to card transfer limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Crypto to card transfer limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$15,000

Monthly: C$35,000

Yearly:

No limit

Card to card transfer limit

Daily: C$100

Monthly: C$3,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly: No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Daily: C$500

Monthly: C$7,000

Yearly:

No limit

Load Frequency – All Card Tiers

  • Daily limit: 12

  • Monthly limit: 140

  • Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 GMT.

  • Monthly and Yearly calendar limits reset on the first of each month/1st of January.

Monthly CRO Rewards Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Monthly CRO Rewards Limit

-

$25 USD equiv.

$50 USD equiv.

-

-

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have a live stake or not.

POS Purchase Limit (Includes All In-Store and Online Purchases)

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

POS purchase limit

Daily: C$15,000

Monthly: C$20,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

Daily: C$35,000

Monthly: C$35,000

Yearly:

No limit

POS frequency (for magnetic stripe transactions only)

Daily: 10

Monthly: No limit

Yearly:

No limit

Daily: 20

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Daily: 30

Monthly: No limit

Yearly:

No limit

Card Max Balance – All Card Tiers

  • C$35,000

Fees

  • Card Upgrade Fee: Waived

  • Card Issuance: C$4.99 for the order of the first physical Midnight Blue card

  • Physical Replacement Card Cost (Optional Service):

    • Midnight Blue – C$10

    • Other VISA Cards – C$70

  • Foreign Currency Administration Fee: 2% on all non-CAD purchases and ATM withdrawals for Midnight Blue, Ruby Steel, Royal Indigo, and Jade Green Cards (Effective December 12, 2022)

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