How to deposit USD via ACH Bank Transfer
To make a deposit through ACH Bank Transfer, use the personalised bank transfer details provided after you successfully set up your USD wallet. You must initiate the transfer from your own bank account in your banking app or banking portal.
To find your personal bank transfer details, from the App home screen tap Deposit > Fiat > US Dollar > ACH Bank Transfer. Or, tap Accounts > Fiat Wallet > Transfer > Deposit > US Dollar > ACH Bank Transfer.
In your online bank app or portal, make an ACH transfer from your bank account to your personal Crypto.com bank transfer details.
We will notify you in the Crypto.com app as well as email once your USD ACH Bank Transfer transfer has been successfully deposited.
What are the deposit limits and fees?
Minimum Transfer | $20 per transaction |
Maximum Limit - Daily* | $1,000,000 or 5 times per day |
Maximum Limit - Monthly* | $10,000,000 or 30 times per month |
USD Fiat Wallet Balance Max Limit* | USD 10,000,000 |
Fee | Crypto.com does not charge a fee for this service. Your bank may charge a separate fee. Please check with your financial institution prior to initiating a transfer. |
*The daily calendar limits reset at 00:00 GMT. Monthly and Yearly calendar limits reset on the first of each month/1st of January. Prime users do not have a limit to their Fiat Wallet Balances and can send up to their sending institution’s limits.
Please be aware of the following:
Funds will be returned if you transfer below or beyond the limits
Crypto.com Visa Cardholders do not hold an online checking or savings account with Community Federal Savings Bank
Crypto.com App users cannot use the Crypto.com routing and account numbers for withdrawals, transfers, or bill payments
All outbound transfers, account login, and requests for bank statements must be done via the Crypto.com App
Troubleshooting
Why was my deposit not accepted?
There are a few things to know before making a bank transfer to your Crypto.com USD Wallet:
Your Named Account: We only accept transfers from bank accounts opened under your own name. 3rd party transfers will not be accepted (e.g. payments from your friends or family, customers, salary transferred by your employer, etc.).
We do not accept USD transfers via 3rd party payments processing companies (e.g. Western Union, Paypal, Wise), or crypto exchanges. Deposits must be initiated directly from your bank account.
Only USD transfers via ACH network will be accepted. USD transfers initiated by other methods may not be successful, and substantial fees for international transfers may be imposed on your funds.
Common Issues
The most common reasons your bank transfer is on hold or is unsuccessful are:
The name on the bank account you transferred from does not match the name you used to register on Crypto.com.
Your transferred funds came from a joint account.
Your transferred funds came from a payments processing company (e.g. Western Union, Stripe, etc.) or from an unsupported institution such as a crypto exchange.
Your transferred funds were not USD via ACH network
When contacting our support, please be ready to provide us with supporting documents (e.g. a bank statement) showing your full name, the bank account you made the transfer from, and ideally the transaction itself.