Crypto.com Visa Card transactions made under these merchant categories or channels are excluded from the CRO Rewards programme:

Code

Description

Included in this MCC

4829

Merchants classified with this MCC allow customers to transfer funds via an electronic funds transfer/wire transfer/remittance (both card-present and card absent locations including on the premises of the merchant and third-party agents such as casinos, truck stops, or check-cashing storefronts) or via an original credit transaction (e.g., via Visa Direct or Person to Person [P2P] payments).

  • Wire Transfer

4900

Merchants classified with this MCC provide the ongoing generation, transmission, and/or distribution of electric or gas power or other utility services. This MCC also includes merchants that provide water supply system services and merchants primarily engaged in the collection and disposal of refuse.

  • Electric Utilities
  • Garbage Collectors
  • Gas Utilities
  • Public Utilities
  • Sanitary Utilities
  • Services – Electric Utilities
  • Services – Gas Utilities
  • Services – Sanitary
  • Utilities
  • Services – Waste
  • Management
  • Services – Water Utilities
  • Water Utilities

5542

Merchants classified with this MCC are retail sellers of engine fuel through the use of an Automated Fuel Dispenser (AFD).

  • Cardholder-Activated Fuel Dispensers
  • Fuel Dispensers – Automated
  • Gas Pumps (Automated Fuel Dispensers)
  • Fuel – Self-Service Terminals
  • Petrol Dispensers – Automated
  • Petrol – Self-Service Terminals
  • Self-Service Terminals – Fuel
  • Self-Service Terminals – Petro

5734

Merchants classified with this MCC sell computer software programs for business and personal use and may also sell or lease computer hardware or other related products

  • Computer Software Programs

5947

Merchants classified with this MCC sell gifts and novelty items, greeting cards, balloons, souvenirs, holiday decorations, stationery, wrapping paper and bows, photo albums, and a limited selection of office supplies.

  • Memorabilia, Souvenir shops
  • Novelty Shops
  • Souvenir, Memorabilia shops

6012

This MCC must be used by Financial Institutions for the purchase of merchandise or services from or the repayment of debts to banks, savings and loans, thrifts, and credit unions. For example, the purchase of checks, other financial products, or promotional merchandise, deposits, the funding of an account, the purchase or reload of a stored-value card, the purchase of foreign currency, non-fiat currency (for example, cryptocurrency), money orders (a negotiable paper-based remittance – not a Money Transfer), travellers cheques, and loan fees or financial counselling service fees. This MCC must also be used for the repayment of a debt, loan, or credit card balance by a cardholder to the financial institution.

  • Account Funding - Financial Institution
  • Banks – Financial Institutions - Merchandise, Services
  • Credit Unions – Financial Institutions –Merchandise, Services
  • Deposits – Financial Institutions
  • Merchandise, Services – Financial Institutions
  • Mortgage Companies – Financial Institutions
  • Purchase of Foreign currency, non-fiat currency (for example, cryptocurrency), money orders (Not Money Transfer) and Travelers Cheques –Financial Institution
  • Loan Payments –Financial Institution
  • Savings and Loans –Financial Institutions –Merchandise, Services
  • Services – Banks, Credit Unions, Financial Institutions (Non-Cash)
  • Stored Value Card

6051

This MCC must be used for the funding of an account (excluding prepaid card loads), the purchase of foreign currency, non-fiat currency (for example, cryptocurrency), money orders, or travellers cheques that occur at non-Financial Institutions such as currency exchanges or money order (a negotiable paper-based remittance – not a Money Transfer) merchants.

This MCC must also be used for the repayment of a loan or debt if the entity that holds the debt is not a financial institution.

  • Account Funding –(Non-Financial Institutions)
  • Currency – Non-Fiat (for example, Cryptocurrency)
  • Currency – Foreign (Non-Financial Institutions)
  • Exchange – Foreign Currency (Non-Financial Institutions)
  • Foreign Currency (Non-Financial Institutions)
  • Lease Payments
  • Loan Payments
  • Money – Foreign Currency (Non-Financial Institutions)
  • Money Orders – Not Money
  • Transfer (Non-Financial Institutions)
  • Mortgage Companies – (Non-Financial Institutions)
  • Services – Money Order,
  • Travellers Cheques,
  • Foreign Exchange (NonFinancial Institutions)
  • Travellers Cheques (Financial Institutions)
  • Travellers Cheques (Non-Financial Institutions)

6211

Merchants classified with this MCC are licensed, in all jurisdictions, they sell into to buy, sell and broker securities, stocks, bonds, commodities, and mutual funds.

  • Bond Dealers Brokers – Securities, Mutual Funds, Stocks, Commodities, Bonds
  • Commodity Dealers
  • Dealers – Securities, Mutual Funds, Stocks, Commodities, Bonds
  • Foreign Currency Purchase
  • Licensed Foreign Exchange
  • Trading
  • Binary Options
  • Investment Firms – Dealers, Brokers
  • Mutual Funds
  • Brokers Stock Brokers

6300

Merchants classified with this MCC sell personal or business insurance policies such as automobile, life, health, hospital, medical, and dental insurance, homeowners’ and renters’ insurance, real estate title insurance, pet health insurance and flood, fire, or earthquake insurance.

  • Automobile Insurance – Sales (Non-Direct Marketing)
  • Health Insurance – Sales
  • Homeowners Insurance – Sales
  • Life Insurance – Sales
  • Medical Insurance – Sales
  • Product Warranties

6532

This MCC may be used only to identify Payment Transactions. A Payment Transaction allows Mastercard cardholders to transfer funds to a Mastercard account. A Payment Transaction does not reverse a previous Mastercard purchase transaction and must be authorized by the issuer

  • Payment Transaction - Customer Financial Institution

6540

This MCC must be used for the initial purchase and/or any subsequent reloads of stored value cards (including Visa Prepaid Cards) occurring at non-financial institutions. This MCC is not applicable for use with Staged Digital Wallet Operators (SDWO).

  • Account Funding – (Non-Financial Institutions)
  • Stored Value Card/Load (Non-Financial Institutions)

7372

Merchants classified with this MCC provide computer programming services, systems design, website design, data entry, and data processing services.

Merchants classified with this MCC are business-tobusiness or wholesale provisioners of online or database information retrieval services.

  • Computer Software Design
  • Systems Design – Computer

8999

Merchants classified with this MCC provide professional services that are not classified with a more specific MCC.

  • Appraisers Auction
  • Houses Brokers – Mortgage, Loan
  • Court Stenographer
  • Financial Planners
  • Graphic Designers
  • Guest Speakers, Lecturers
  • Lecturers
  • Market Research Firms
  • Mortgage Brokers
  • Property Appraisers
  • Public Speakers
  • Real Estate Appraisers
  • Research Firms

9311

Merchants classified with this MCC are local, state, and federal entities that engage in financial administration and taxation including collection of taxes and penalties and custody and disbursement of funds.

  • Customs Bureaus

9399

Merchants classified with this MCC are government entities that provide general support services to government and communities are not classified with a more specific MCC.

  • DMV Department of Motor Vehicles
  • Fire Departments
  • Libraries Parks and Recreation
  • Police Departments

Crypto.com Visa Card users won’t be able to make purchases with merchants based on the territory of these countries:

Abbreviation

Name

US Crypto.com Visa Card

EU Crypto.com Visa Card

SG Crypto.com Visa Card

AFG

Afghanistan

X

X

BDI

Burundi

X

MMR

Burma (Myanmar)

CAF

Central Africa Republic

X

X

43

Crimea region (Ukraine)

X

COD

Congo Democratic Republic

X

X

X

CUB

Cuba

X

X

X

GNB

Guinea - Bissau

X

ERI

Eritrea

X

IRN

Iran

X

X

X

IRQ

Iraq

X

X

LBN

Lebanon

X

X

LBY

Libyan Arab Jamahiriya

X

X

X

MLI

Mali

X

X

PRK

North Korea

X

X

X

SDN

Sudan

X

X

X

SOM

Somalia

X

X

X

SSD

South Sudan

X

X

X

SYR

Syrian Arab Republic

X

X

X

VEN

Venezuela

X

X

YEM

Yemen

X

X

X

Change log:

Nov. 20, 2020 07:00 UTC - MCO Visa Card renamed as Crypto.com Visa Card

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