The Crypto.com Prepaid Card offers rewards designed to meet the needs of users who are always on the move.
Starting from 2 September 2025, Level Up users with an active CRO lockup/stake or annual subscription will enjoy the following benefits, depending on their Level Up plan*:
Spending Rewards | Up to 5% back on spending, local or overseas, with no minimum spending required |
Spotify Rebate | Get up to US$13.99 of CRO per month to go towards your Spotify subscription |
Netflix Rebate | Get up to US$13.99 of CRO per month to go towards your Netflix subscription |
Airport Lounge Access | Access over 1,700 airport lounges worldwide for you and one guest |
*Cardholders who do not participate in the Level Up program will not be eligible for the listed benefits.
Purchase Rebates
Select Level Up plans offer Spotify and/or Netflix purchase rebates when you charge these subscriptions to your Crypto.com Prepaid Card:
Level Up Plan / Subscription | Purchase Rebate Entitlement |
Basic (previously Midnight) | N/A |
Plus (previously Ruby) | 3 months after joining Level Up |
Pro (previously Jade/Indigo) | 6 months after joining Level Up |
Private (previously Icy/Rose/Obsidian) | Unlimited |
Monthly Subscribers | N/A |
Please refer here for details on Level Up plans and benefits.
This offer is launched independently by Crypto.com and there is no partnership between Crypto.com and the merchants included in this offer. Crypto.com reserves the right to modify this offer at any time at its sole discretion.
How do I enjoy my Spotify or Netflix rebates?
Simply visit your Spotify or Netflix account and update your payment method to your Crypto.com Prepaid Card.
The CRO equivalent of your subscription amount, up to US$13.99 per month, will be deposited into your CRO Wallet in the Crypto.com App. This rebate will be reflected instantly with each eligible transaction.
Important Notes:
You must have a sufficient balance on your Crypto.com Prepaid Card, to pay for your Spotify or Netflix subscription.
The rebate cap is reset on the first day of each month. You can receive a maximum of one reimbursement per merchant per month.
Enabling international usage for your card may be required.
I have both a Crypto.com Prepaid Card and a Crypto.com Visa Signature™ Credit Card. Can I get rebates for both cards?
No, you can only receive one Spotify rebate and one Netflix rebate, each worth up to US$13.99 per month.
For example, if you are on the Pro plan and have held a Jade Crypto.com Prepaid Card since 1 December 2024 and a Jade Crypto.com Visa Signature™ Credit Card since 1 July 2025, you will only enjoy Spotify and Netflix rebates from 1 December 2024 to 31 May 2025. This is because the Pro plan offers purchase rebates for these two platforms for six months.
I have an Icy/Rose or Obsidian card issued before 6 November 2024. What will happen to my Expedia, Airbnb, X, and Amazon Prime rebates?
We are discontinuing select, less-utilised card perks to redefine Crypto.com Cards with even greater rewards.
Starting 2 November 2025, the following benefits will no longer be available for Icy/Rose and Obsidian cardholders: Expedia, Airbnb, X, and Amazon Prime rebates.
Spending Rewards
Level Up Plus, Pro, and Private offer spending rewards for the Crypto.com Prepaid Card. Refer here for details on Level Up plans and benefits.
The maximum monthly amount eligible for rewards on both cards is as follows:
Level Up Plan | Monthly Spending Cap Eligible for Rewards*
USD or the equivalent amount in other fiat currencies |
Basic (previously Midnight) | N/A |
Plus (previously Ruby) | Prepaid Card: $1,250
|
Pro (previously Jade/Indigo) | Prepaid Card: $2,500
|
Private (previously Icy/Rose/Obsidian) | Unlimited |
*Resets at 00:00:00 UTC on the first day of each calendar month.
Important Notes:
Spending rewards at qualifying merchants eligible for purchase rebates will only be credited for amounts exceeding the maximum monthly purchase rebate. For example, if you spend US$39.99 on Netflix, you will enjoy US$13.99 in purchase rebates and spending rewards on the remaining US$20.
For Crypto.com Prepaid Cards, transactions made under certain merchant categories or channels or countries are excluded from Level Up rewards. Refer here for more details.
I applied for a Crypto.com Prepaid Card before 2 September 2025. What are the spending rewards I can enjoy?
If you were issued a Crypto.com Prepaid Card between 6 November 2024 and 1 September 2025, you will continue to enjoy additional spending rewards for the first year after joining Level Up. After this period, your spending rewards will follow the rates outlined here.
For example, if you were issued a Crypto.com Prepaid Card on 1 January 2025, you will enjoy the following spending rewards:
Level Up Plan | Spending Reward Rate in Year 1
1 Jan 2025 - 31 Dec 2025 | Spending Reward Rate After Year 1
1 Jan 2026 onwards |
Basic (previously Midnight) | N/A | N/A |
Plus (previously Ruby) | 2% | 2% |
Pro (previously Jade/Indigo) | 3.5% | 3% |
Private - US$50,000 (previously Icy/Rose) | 5% | 4% |
Private - US$500,000 (previously Obsidian) | 6.5% | 5% |
When will my spending rewards be credited?
Spending rewards will be credited to your Crypto Wallet shortly after you make an eligible purchase.
What benefits do I enjoy if I am subscribed to a Level Up plan that is different from my Crypto.com Prepaid Card tier?
You will enjoy benefits based on your Level Up plan, not your Crypto.com Prepaid Card tier.
What benefits will I continue to enjoy from my Crypto.com Prepaid Card if I unlock or unstake my CRO, or cancel my subscription?
You will be downgraded to the Basic plan if you unlock or unstake your CRO after the holding period, or if you cancel your subscription and your current billing cycle has ended. Your spending rewards will then be based on the Basic plan. However, you will continue to enjoy fee-free ATM withdrawal limits and interbank exchange rates based on your Crypto.com Prepaid Card tier.
Starting 2 October 2025, non-staking card spending rewards of 1% for Icy/Rose Crypto.com cards and 2% for Obsidian prepaid cards issued before 6 November 2024 will no longer be available.
Crypto.com Prepaid Card Renewal
If you have made transactions on your Crypto.com Prepaid Card within six months of card expiry, or your card has a positive balance at the time of expiry, we will automatically re-issue a card to you for a term determined at our sole discretion.
Please note that your reissued Crypto.com Prepaid Card tier will correspond to your Level Up plan, regardless of the tier of your expired card.
For example:
If you hold a Jade Crypto.com Prepaid Card with a positive balance and have unstaked/unlocked your CRO and are not subscribed to Level Up at the time of renewal, you will be reissued a Midnight Card upon expiry.
If you hold a Jade Crypto.com Prepaid Card and have unstaked/unlocked a portion of your CRO or are subscribed to Level Up Plus, you will be reissued a Ruby Card upon expiry.
Crypto.com reserves the right to vary, suspend, or terminate your card rewards and benefits immediately if you unlock/unstake your CRO or stop paying your Level Up subscription while holding your Crypto.com Prepaid Card.
Free Card Upgrade
The card re-issuance fee will be waived for cardholders who upgrade to a higher Level Up plan and request a new physical card. Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card.