ATM Limit
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
Free ATM limit (Monthly) |
R$1,000 |
R$2,000 |
R$4,000 |
R$5,000 |
R$5,000 |
ATM withdrawal limit | Daily: R$2,500 Monthly: R$75,000 Yearly: R$125,000 | Daily: R$2,500 Monthly: R$75,000 Yearly: R$125,000 | Daily: R$2,500 Monthly: R$75,000 Yearly: R$125,000 | Daily: R$2,500 Monthly: R$75,000 Yearly: R$125,000 | Daily: R$2,500 Monthly: R$75,000 Yearly: R$125,000 |
ATM withdrawal frequency | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 |
Top Up and Transfer Limits
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
Aggregated top-up limit | Daily: No limit Monthly: No limit Yearly: R$1,500,000 | Daily: No limit Monthly: No limit Yearly: R$1,500,000 | Daily: No limit Monthly: No limit Yearly: R$1,500,000 | Daily: No limit Monthly: No limit Yearly: R$1,500,000 | Daily: No limit Monthly: No limit Yearly: R$1,500,000 |
Fiat to card transfer limit | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 |
Crypto to card transfer limit | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 | Daily: R$125,000 Monthly: R$125,000 Yearly: R$1,500,000 |
Card to card transfer limit | Daily: R$250 Monthly: R$7,500 Yearly: R$90,000 | Daily: R$1,250 Monthly: R$15,000 Yearly: R$180,000 | Daily: R$1,250 Monthly: R$15,000 Yearly: R$180,000 | Daily: R$1,250 Monthly: R$15,000 Yearly: R$180,000 | Daily: R$1,250 Monthly: R$15,000 Yearly: R$180,000 |
*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply.
All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.
The daily calendar limits reset at 00:00 EST.
Monthly and Yearly calendar limits reset at 00:00 EST on the first of each month/1st of January.
Overall Transaction Limit (including ATM Transaction) – All Card Tiers
Daily limit: R$25,000
Monthly limit: No limit
Yearly limit: R$1,500,000
Monthly CRO Rewards Limit
| Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian |
Monthly CRO Rewards Limit | - | $25 USD equiv. | $50 USD equiv. | - | - |
Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live Cardholder CRO Stake or CRO Lockup.
Card Max Balance – All Card Tiers
R$125,000
Fiat to Card Minimum Transfer Limit
R$20
Fees
ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]
Close Account: R$250
Card Replacement:
Midnight Blue – R$25.50
Other Card Tiers – R$250
Card Upgrade: Waived
Physical Card Issuance: R$9.50 (for new and replacement Midnight Blue card only)
Inactivity: R$25 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.
Foreign Transaction: 2% on all non-BRL purchases and ATM withdrawals for Midnight Blue, Ruby Steel, Royal Indigo and Jade Green Cards (Effective 14 Nov 2022 onwards)