ATM Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Free ATM limit (Monthly)

A$200

A$400

A$800

A$1,000

A$1,000

ATM withdrawal limit

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

ATM withdrawal frequency

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Top Up and Transfer Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Aggregated top-up limit

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Aggregated top-up with Debit /

Credit Card

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Minimum top-up limit with Debit /

Credit Card

A$20

A$20

A$20

A$20

A$20

Fiat to card transfer limit

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Crypto to card transfer limit

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Card to card transfer limit

Daily: A$100

Monthly: A$3,000

Yearly: A$36,000

Daily: A$7,000

Monthly: A$7,000

Yearly: A$70,000

Daily: A$7,000

Monthly: A$7,000

Yearly: A$70,000

Daily: A$7,000

Monthly: A$7,000

Yearly: A$70,000

Daily: A$7,000

Monthly: A$7,000

Yearly: A$70,000

Load Frequency – All Card Tiers

  • Daily limit: 12

  • Monthly limit: 140

  • Yearly limit: 360

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

Monthly CRO Rewards Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Monthly CRO Rewards Limit

-

$25 USD equiv.

$50 USD equiv.

-

-

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have a live stake or not.

Overall Transaction Limit (Including ATM transactions – All Card Tiers)

  • Daily limit: A$30,000

  • Monthly limit: A$30,000

  • Yearly limit: A$300,000

Card Max Balance – All Card Tiers

  • A$30,000

Fees

  • ATM Withdrawal:2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Debit / Credit Card Top-Up Fee:

    • Debit – 1%

    • Credit – 2%

    • Debit / Credit Card top-up via Apple Pay – 2%

  • Close Account:

    • Midnight Blue – A$10

    • Other VISA Cards – A$70

  • Reissue Card:

    • Midnight Blue – A$10

    • Other VISA Cards – A$70

  • Card Upgrade: Waived

  • Card Issuance: A$5.99 for the order of the first physical Midnight Blue card

  • Inactivity: A$5 per month after 12 months of inactivity

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