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Crypto.com Visa Card Fees and Limits (Australia, including New Zealand residents holding Australia-Issued Cards)
Crypto.com Visa Card Fees and Limits (Australia, including New Zealand residents holding Australia-Issued Cards)

Refer to this article for information on the Australian Crypto.com Visa Card's Fees and Limits.

Updated over a month ago

ATM Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Free ATM limit (Monthly)

A$200

A$400

A$800

A$1,000

A$1,000

ATM withdrawal limit

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

Daily: A$2,000

Monthly: A$10,000

Yearly: A$75,000

ATM withdrawal frequency

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Top Up and Transfer Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Aggregated top-up limit

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Aggregated top-up with Debit /

Credit Card

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Minimum top-up limit with Debit /

Credit Card

A$20

A$20

A$20

A$20

A$20

Fiat to card transfer limit

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Crypto to card transfer limit

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Daily: A$30,000

Monthly: A$30,000

Yearly: A$300,000

Card to card transfer limit

Daily: A$100

Monthly: A$3,000

Yearly: A$36,000

Daily: A$7,000

Monthly: A$7,000

Yearly: A$70,000

Daily: A$7,000

Monthly: A$7,000

Yearly: A$70,000

Daily: A$7,000

Monthly: A$7,000

Yearly: A$70,000

Daily: A$7,000

Monthly: A$7,000

Yearly: A$70,000

Load Frequency – All Card Tiers

  • Daily limit: 12

  • Monthly limit: 140

  • Yearly limit: 360

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 SGT.

  • Monthly and Yearly calendar limits reset at 00:00 SGT on the first of each month/1st of January.

Monthly CRO Rewards Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Monthly CRO Rewards Limit

-

$25 USD equiv.

$75 USD equiv*.

-

-

*If you have an existing Crypto.com Card issued before 6 November 2024, 03:00 UTC, your Royal Indigo / Jade Green monthly CRO Rewards limit will be $50 USD

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live Cardholder CRO Stake or CRO Lockup.

Overall Transaction Limit (Including ATM transactions – All Card Tiers)

  • Daily limit: A$30,000

  • Monthly limit: A$30,000

  • Yearly limit: A$300,000

Card Max Balance – All Card Tiers

  • A$30,000

Fees

  • ATM Withdrawal:2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Debit / Credit Card Top-Up:

    • Debit – 1%

    • Credit – 2%

    • Debit / Credit Card top-up via Apple Pay – 2%

  • Close Account:

    • Midnight Blue – A$10

    • Other VISA Cards – A$70

  • Card Replacement:

    • Midnight Blue – A$4.01

    • Other Card Tiers – A$70

  • Card Upgrade: Waived

  • Physical Card Issuance: A$5.99 (for new and replacement Midnight Blue card only)

  • Inactivity: A$5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.

  • Foreign Transaction: 3% on all non-AUD purchases and ATM withdrawals for Midnight Blue, Ruby Steel, Royal Indigo, and Jade Green Cards (Effective 14 Nov 2022 onwards)

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