ATM Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Free ATM limit (Monthly)

US$200

US$400

US$800

US$1,000

US$1,000

ATM withdrawal limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Daily:

US$1,000

Monthly: US$10,000

Yearly:

No limit

Daily:

US$2,000

Monthly: US$10,000

Yearly:

No limit

Daily:

US$2,000

Monthly: US$10,000

Yearly:

No limit

Daily:

US$2,000

Monthly: US$10,000

Yearly:

No limit

ATM withdrawal frequency

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Top Up and Transfer Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Aggregated top-up limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Aggregated top-up limit with Debit /

Credit Card

Daily: US$250

Monthly: US$2,000

Yearly:

No limit

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Minimum top-up with Debit / Credit Card

US$20

US$20

US$20

US$20

US$20

Aggregated top-up limit with PayPal

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Daily: US$5,000

Monthly: US$15,000

Yearly:

No limit

Daily: US$5,000

Monthly: US$15,000

Yearly:

No limit

Daily: US$5,000

Monthly: US$15,000

Yearly:

No limit

Daily: US$5,000

Monthly: US$15,000

Yearly:

No limit

Fiat to card transfer limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Crypto to card transfer limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Card to card transfer limit

Daily: US$100

Monthly: US$3,000

Yearly:

No limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Load Frequency – All Card Tiers

  • Daily limit: 12

  • Monthly limit: 300

  • Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply.

Monthly CRO Rewards Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Monthly CRO Rewards Limit

-

$25 USD

$50 USD

-

-

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have a live stake or not.

POS Purchase Limit (Includes All In-Store and Online Purchases)

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

POS purchase limit

Daily: US$10,000

Monthly: US$15,000

Yearly:

No limit

Daily: US$25,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$25,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$25,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$25,000

Monthly: US$25,000

Yearly:

No limit

POS frequency (for magnetic stripe

transactions only)

Daily:

20

Monthly: No limit

Yearly:

No limit

Daily:

30

Monthly: No limit

Yearly:

No limit

Daily:

30

Monthly: No limit

Yearly:

No limit

Daily:

30

Monthly: No limit

Yearly:

No limit

Daily:

30

Monthly: No limit

Yearly:

No limit

Card Max Balance – All Card Tiers

  • US$25,000

Fees

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Debit/Credit Card Top-Up:

    • Debit – 1%

    • Credit – 2.99%

  • PayPal Top-Up: 2.1%

  • Reissue Card:

    • Midnight Blue – US$7

    • Other VISA Cards – US$50

  • Card Upgrade: Waived

  • One-time physical Card Issuance Fee: US$4.99 for the order of the first physical Midnight Blue card (effective 10 October 2022)

  • Inactivity: US$4.95 per month after12 months of inactivity

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