ATM Limit

	Midnight Blue	Ruby Steel	Royal Indigo / Jade Green	Icy White / Rose Gold	Obsidian
Free ATM limit (Monthly)	£180	£360	£720	£720	£900
ATM withdrawal limit	Daily: £1,800 Monthly: £9,000 Yearly: £66,000	Daily: £1,800 Monthly: £9,000 Yearly: £66,000	Daily: £1,800 Monthly: £9,000 Yearly: £66,000	Daily: £1,800 Monthly: £9,000 Yearly: £66,000	Daily: £1,800 Monthly: £9,000 Yearly: £66,000
ATM withdrawal frequency	Daily: 3 Monthly: 30 Yearly: 360	Daily: 3 Monthly: 30 Yearly: 360	Daily: 3 Monthly: 30 Yearly: 360	Daily: 3 Monthly: 30 Yearly: 360	Daily: 3 Monthly: 30 Yearly: 360

Top Up and Transfer Limit

	Midnight Blue	Ruby Steel	Royal Indigo / Jade Green	Icy White / Rose Gold	Obsidian
Aggregated top-up limit	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000
Aggregated top-up limit with Credit / Debit Card	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000
Minimum top-up limit with Credit / Debit Card	£20	£20	£20	£20	£20
Fiat to card transfer limit	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000
Crypto to card transfer limit	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000	Daily: £22,000 Monthly: £22,000 Yearly: £220,000
Card to card transfer limit	Daily: £100 Monthly: £3,000 Yearly: £45,000	Daily: £4,500 Monthly: £4,500 Yearly: £45,000	Daily: £4,500 Monthly: £4,500 Yearly: £45,000	Daily: £4,500 Monthly: £4,500 Yearly: £45,000	Daily: £4,500 Monthly: £4,500 Yearly: £45,000

Load Frequency – All Card Tiers

Daily limit: 12
Monthly limit: 140
Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply.

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

The daily calendar limits reset at 00:00 GMT.
Monthly and Yearly calendar limits reset at 00:00 GMT on the first of each month/1st of January.

Monthly CRO Rewards Limit

	Midnight Blue	Ruby Steel	Royal Indigo / Jade Green	Icy White / Rose Gold	Obsidian
Monthly CRO Rewards Limit	-	$25 USD equiv.	$75 USD equiv*.	-	-

*If you have an existing CRO Stake before 6 November 2024, 03:00 UTC, your Royal Indigo / Jade Green monthly CRO Rewards limit will be $50 USD

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live Cardholder CRO Stake.

POS Purchase Limit (Includes All In-Store and Online Purchases)– All Card Tiers

Daily limit: £22,000
Monthly limit: £22,000
Yearly limit: £220,000

Card Max Balance – All Card Tiers

£22,000

Fees

Debit / Credit card top-up: 1%
ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]
Close Account: £50
Card Upgrade: Waived
Card Replacement:
- Midnight Blue - £45.01
- Other Card Tiers - £50
Physical Card Issuance: £4.99 (for new and replacement Midnight Blue card only)
Inactivity: £5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.
Foreign Transaction: All non-GBP & EUR purchases and ATM withdrawals will be charged as follows on Midnight Blue, Ruby Steel, Royal Indigo and Jade Green Cards (Effective 19 Dec 2022 onwards)