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CRO Lockup
How do I lockup CRO on the App?
How do I lockup CRO on the App?
Find out how to lockup and unlock CRO on the app
Ezra avatar
Written by Ezra
Updated over a week ago

CRO Lockup Benefits

Locking up CRO on the App will give you the following benefits:

CRO Lockup Rewards: Receive CRO at 4% p.a. for Jade Green or Royal Indigo, 8% p.a. for Frosted Rose Gold, Icy White, and Obsidian tiers while the amount is locked up.

The rewards are paid on weekly basis.

CRO Lockup rates have been changed from 10% (12% for private users) to 4% (8% for private users) effective June 1, 2022.

  • Users with an existing lockup (before 1 June, 2022 00:00 UTC) will still receive the 10%/12% rate until 180 days lockup period is over. New rate (4%/8%) will take effect once the lockup period has matured or if there is any lockup activity that changes your CRO locked-up amount.

For details of different levels of benefits in relation to the amount of locked-up CRO, please refer to the Cards section of our website.

How to lockup CRO in the App?

Once you have enough CRO tokens in your App for your selected Visa card:

  1. Go to the Card page (bottom-right corner of the app)

  2. Select your desired Visa card

  3. Tap the Lockup CRO button and follow the on-screen instructions

To lockup CRO, you need to have an adequate amount of CRO Tokens in your CRO wallet in the App. To do so, there are 3 options:

A. Purchase CRO in the App:

  1. Tap the Trade button

  2. Tap Buy

  3. Select CRO from the list

  4. Choose purchase method. You can fund your CRO wallet with:

5. Enter the required amount of CRO

6. Confirm the purchase

B. Exchange from other cryptos to CRO in the App:

  1. Tap the Trade button

  2. Tap Sell

  3. Select a wallet with your other crypto

  4. Select CRO as the allocation to a crypto wallet

  5. Enter the required amount of CRO

  6. Confirm the purchase

For the current list of exchanges with CRO, please refer here.

When should I lockup CRO to secure the Visa card?

Locking up CRO will give you the lockup benefits stated above.

You need to lockup enough CRO for your metal Visa card. When the lockup is done, we will review your application and as soon as your card status is changed to "Shipped", the card will be on its way to you.

Can I increase the lockup amount (upgrade)?

Yes. During the initial 180-days lockup period, you can increase the amount of lockup CRO, by going to your CRO wallet in the app and selecting the Upgrade button.

You will be prompted to add the difference between your existing lockup and the one you are going for (so, for example, if you've currently locked up 2,000 CRO and would like to increase to 20,000 CRO, you will need to add 18,000 CRO).

The new lockup will reset the timer and another 180-days period will start. To increase your lockup amount after your card has been issued, please follow this upgrade process (U.S.) (Singapore) (E.U & U.K) (Canada)(Brazil)(Australia).

How can I unlock my CRO?

After the 180-days lockup period is completed, you'll be able to unlock your CRO. Simply go to the CRO wallet in your App and tap the “Unlock” button.

Note, that by unlocking CRO you will be losing a number of wallet benefits that come with CRO lockup, for example:

However, your card benefits (e.g. Card Cashback (of up to 2%), LoungeKey™ Access, fee-free ATM withdrawal limits, and Interbank Exchange Rates) will not be affected by unlocking CRO.

How to lockup CRO tokens again?

Users that have unlocked their CRO following the initial 180 days lockup period can lockup again in the app to enjoy CRO lockup benefits.

How to lockup CRO again

  1. Go to your CRO Wallet in the App.

  2. Tap on the Upgrade button and follow the guided steps.

  3. Locking up a higher tier will make you eligible for that tier's Visa Card.

    1. There is an option* to have it issued at the end of the re-locking process.


  • Requires App Version 3.50 iOS/Android or later.

  • The new lockup will reset the timer and another 180-days period will start.

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