The Visa Card has added additional rewards that are designed to fit the needs of consumers who are always on the move. Building on the existing travel rewards of the Visa Card, which include free and unlimited LoungeKey™ Airport Lounge Access, interbank exchange rates, and no overseas fees, select cards will have:

  • Your Travel - In Style: 10% purchase rebate on each Expedia (USD 50 equiv.*) or Airbnb booking (USD 100 equiv.*)

  • Your Music:  Spotify. Get a 100% rebate for your standard subscription plan (USD 12.99 equiv.*)

  • Your Movies: Netflix. Get a 100% rebate for your standard subscription plan (USD 13.99 equiv.*)

  • Best Spending Rewards. Ever. Up to 8% back on spending, local or overseas, no minimum or maximum spending required. Even the Midnight Blue Card now earns 1% back - a long-standing request from our community.

*Maximum 1 reimbursement per merchant per month

From 19 March 2021 09:00:00 UTC, CRO Staking Requirements for the Visa Card will be expressed in local fiat currencies instead of fixed amounts of CRO. Please find the new CRO-equivalent fiat rates in the table below.

Whenever you stake the required CRO for the higher card tier, you can enjoy varieties of staking benefits such as increased cashback, reimbursements, increased staking interest in Crypto Earn, etc., depending on the card tier that you've staked for.


  • Cardholders who maintain their current CRO Card Stake will continue to enjoy the benefits associated with their card but will lose their benefits if the stake is unlocked.

  • The new Card Staking Rates will apply should the cardholder (1) upgrade their card tier or (2) unstake and restake their CRO Card Stake at a later date.

  • Cardholders who stake CRO for a card based on the new fiat-based rates will receive the exact amount of CRO back when they unstake.

    For example:

a. A user stakes 5,000 CRO for a Ruby Card, when 1 CRO = USD $0.08 ($400/$0.08)
b. When that user unstakes, 5,000 CRO will be returned to them, regardless of whether the price of CRO is higher or lower at the time of unstaking.

Purchase Rebates - Details

CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under these merchant categories or channels are excluded from the CRO Rewards program: digital wallets, digital banking services, crypto exchanges, stored value products, money remittance services, security brokers/dealers, insurance sales, underwriting and premiums, tax payments, government services, financial institutions, POI funding transactions, quasi cash, money orders - wire transfers.

The CRO equivalent to the transaction amount will be deposited to the cardholder’s CRO Wallet, which will be reflected instantly with each eligible transaction.

The limit for the purchase rebates are as follow:

  • Expedia: Up to 10% of each purchase with a US$50 limit per month

  • Airbnb: Up to 10% of each purchase with a US$100 limit per month

  • Spotify: Up to US$12.99 per month

  • Netflix: Up to US$13.99 per month

  • Amazon Prime: Up to US$12.99 per month rebate of the membership fee

Purchase rebates will be reimbursed to the USD equivalent. The rebate cap is reset on the first day of each month.

Card cashback will only be credited for the amount exceeding the maximum monthly purchase rebate.

*Please allow up to 36 hours for the reimbursement to be reflected in the Apps.

Increased % back on Card Spending - Details

With an ongoing CRO stake, cardholders will receive the extra % back per card tier as follows:

Obsidian - 2% → 8%

Icy White/Frosted Rose Gold - 1.75% → 5%

Royal Indigo/Jade Green - 1.5% → 3%

Ruby Steel - 1% → 2%

For Midnight Blue, cardholders will receive 1%, CRO stake is not required.

In the event cardholders choose to unstake, they will still enjoy the existing cashback of up to 2%.

Founding Members - Purchase Rebates and % back Details

Founding Members, who will receive a numbered limited edition Obsidian card, will have the flexibility to select their desired CRO stake level to enjoy the new rewards based on the card tier (Refer to the chart above).

For % back, in the event founding member stakes:

  • 5,000,000 CRO Tokens - they will receive 8% back

  • 500,000 CRO Tokens - they will receive 5% back

  • 50,000 CRO Tokens - they will receive 3% back

  • 5000 CRO Tokens - they will receive 2% back

  • 0 CRO Tokens - they will receive 1% back

Founding Members will still receive the basic card % back of 2% for Obsidian cardholders in the event that they choose not to stake CRO.

On top of the 2% back, your card benefits (e.g. LoungeKey™ Access + 1 Guest, fee-free ATM withdrawal limits, and Interbank Exchange Rates) will not change.

Icy White, Frosted Rose Gold, and Obsidian cardholders- enjoy additional benefits

A series of upgraded CRO rewards and benefits, together with Private, tailored for our Obsidian, Frosted Rose Gold, and Icy White cardholders***

This builds on our existing benefits for these cardholders which include up to 8% back on spending, unlimited LoungeKey™ Airport Lounge Access with a guest, Airbnb, and Expedia rebates among other benefits. Revisit them here.

The upgraded rewards for Icy White, Frosted Rose Gold, and Obsidian:

Crypto Earn

Additional 2% p.a. interest on fixed-term deposits (paid in CRO) . Not applicable for CRO deposits.

How do I get the extra 2% bonus interest on Crypto Earn?

1. You're actively staking for Icy White, Frosted Rose Gold, or Obsidian

2. Applicable for any non-CRO fixed-term deposits made after March 1, 2020

Please refer to Crypto Earn for more information, which includes steps to complete deposits.

Amazon Prime

Be rewarded with up to US$12.99/month rebate on the Amazon Prime membership fee

How does it work?

Just use your VISA card to pay for the Amazon Prime membership, and get reimbursed in CRO afterward.

Please note that the reimbursement has a cap of 12.99 USD per month, so please choose the monthly payment option instead of the annual one.

Welcome Pack

Receive exclusive branded merchandise

We are currently completing the sourcing of this. We will be in contact when ready to gather the users' sizes. The process has been slowed by the impact of the virus on many production locations.

Private Jet Service*

Special perks when traveling by our preferred private jet partner

How does it work?

*This is exclusive for our Obsidian cardholders.

With the Private Jet Service, you could unlock exclusive luxury privileges on your first flight with one of the largest private jet networks in the world (inc. Dom Perignon service).

Eligible Obsidian cardholders, please contact our support team to submit your booking request. Private

***In order to enjoy the Private membership, users are required to maintain the following CRO staking levels:

  • Obsidian

  • Icy White / Frosted Rose Gold

Relevant questions:

  • How do I sign up for these benefits?

Sign up for a Visa Card by downloading the App. Existing cardholders may be able to upgrade to a new card tier if desired.

  • Do I need to change my current Spotify/Netflix plan in order to enjoy these benefits?

Visit the respective sites and pay for your subscription with your Visa Card*. For existing users of Spotify/Netflix, go to the subscription and payment page to change your payment method to the Visa Card.

Note: Enabling International Usage may be required

  • How do I get my rebates for payments toward Spotify, Netflix, Airbnb, Expedia, and Amazon Prime? And will I get it immediately after my purchase?

Make your payment, as usual, using your Visa Card. will deposit the CRO equivalent of the rebate to your CRO Wallet.

  • As the CRO equivalent to the transaction amount will be deposited to the user’s CRO Wallet, can it be immediately converted?

The user may immediately convert the CRO Tokens into other cryptocurrencies or fiat currencies.

  • Must a user make recurring subscription payments using the Visa Card?

Yes, You should make the payment or change the current payment method to the Visa card for the subscription in order to enjoy the rebates.

  • Will a user need to have a certain amount of balance in the Card Wallet for subscription purchases? (i.e. Must have US$20 equivalent in balance at the time of purchase)

You need to have a sufficient amount in your balance for payment.

*This offer is launched by independently and there is no partnership between and the merchants in this offer. has the sole discretion to modify this offer at any time.

Did this answer your question?