The Crypto.com Visa Card has added additional rewards that are designed to fit the needs of consumers who are always on the move. Building on the existing travel rewards of the Crypto.com Visa Card, which include free and unlimited LoungeKey™ Airport Lounge Access, interbank exchange rates, and no overseas fees, select cards will have:
Your Travel - In Style: 10% purchase rebate on each Expedia (USD 50 equiv.*) or Airbnb booking (USD 100 equiv.*)
Your Music: Spotify. Get a 100% rebate for your standard subscription plan (USD 13.99 equiv.* / **)
Your Movies: Netflix. Get a 100% rebate for your basic subscription plan (up to USD 13.99 equiv.* / **)
Best Spending Rewards. Ever. Up to 5% back on spending, local or overseas, no minimum or maximum spending required.
*Maximum 1 reimbursement per merchant per month
**Merchant rebates from Spotify and Netflix will expire after six months upon card activation for users with Royal Indigo, Jade Green, and Ruby Steel card tiers.
From 19 March 2021 09:00:00 UTC, CRO Staking Requirements for the Crypto.com Visa Card will be expressed in local fiat currencies instead of fixed amounts of CRO. Please find the new CRO-equivalent fiat rates in the table below.
Whenever you stake the required CRO for the higher card tier, you can enjoy varieties of staking benefits such as increased cashback, reimbursements, increased staking interest in Crypto Earn, etc., depending on the card tier that you've staked for.
Cardholders will lose their benefits if the stake is unlocked.
The new Card Staking Rates will apply should the cardholder (1) upgrade their card tier or (2) stake or restake an existing CRO Card Stake after 1 June.
Cardholders who stake CRO for a card based on the new fiat-based rates will receive the exact amount of CRO back when they unstake.
a. A user stakes 5,000 CRO for a Ruby Card, when 1 CRO = USD $0.08 ($400/$0.08)
b. When that user unstakes, 5,000 CRO will be returned to them, regardless of whether the price of CRO is higher or lower at the time of unstaking.
Purchase Rebates - Details
CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under these merchant categories or channels are excluded from the CRO Rewards program: digital wallets, digital banking services, crypto exchanges, stored value products, money remittance services, security brokers/dealers, insurance sales, underwriting and premiums, tax payments, government services, financial institutions, POI funding transactions, quasi cash, money orders - wire transfers.
The CRO equivalent to the transaction amount will be deposited to the cardholder’s CRO Wallet, which will be reflected instantly with each eligible transaction.
The limit for the purchase rebates are as follow:
Expedia: Up to 10% of each purchase with a US$50 limit per month
Airbnb: Up to 10% of each purchase with a US$100 limit per month
Spotify: Up to US$13.99 per month
Netflix: Up to US$13.99 per month
Amazon Prime: Up to US$14.99 per month rebate of the membership fee
Purchase rebates will be reimbursed to the USD equivalent. The rebate cap is reset on the first day of each month.
Card cashback will only be credited for the amount exceeding the maximum monthly purchase rebate.
Important notes on purchase rebate (updated 23 Jul 2022)
Existing Jade Green, Royal Indigo, and Ruby Steel Crypto.com Visa Cardholders who activated their Card before 23 July 2022, 15:00 UTC will enjoy the merchant rebate benefit(s) (Spotify, Netflix) tied to their current Card tier for six more months (until 23 January 2023, 15:00 UTC). Thereafter, cardholders will no longer receive CRO reimbursement(s) when spending with these merchant(s); they will instead receive up to 2% back when spending with these merchants, depending on their card tier. Private Members holding an Icy White, Frosted Rose Gold, or Obsidian card will continue to enjoy their existing merchant rebate benefits.
For Cardholders Who Upgrade after 23 July 2022 15:00 UTC
If a cardholder upgrades their Card tier or CRO stake, they will enjoy the merchant rebate benefit(s) offered with the new Card tier for six months starting from the date of the upgrade. The extension of benefits when upgrading applies to all new and existing cardholders who are upgrading above their highest previously staked card tier (refer to terms & conditions here). As noted above, if cardholder upgrades to Icy White, Frosted Rose Gold, or Obsidian, their merchant rebate benefits will not expire after six months.
Merchant Rebates for New Cardholders Will Be Valid for Six months
Effective 23 July 2022 15:00 UTC, new Jade Green, Royal Indigo, and Ruby Steel Crypto.com Visa Card users will only be eligible for merchant rebates for the first six months upon card activation. Thereafter, the six-month rebate benefit will expire, and they will no longer receive the CRO reimbursements. This revision is applicable to all merchant rebates that cardholders are eligible for based on their Card tiers.
In the event, that a cardholder downgrades their CRO stake or Card tier during the six-month merchant rebate benefit period, the validity period for the merchant rebate benefit(s) available on the new card tier will not be extended.
The six-month rebate benefit for new cardholders who sign up after July 23rd, 2022, 15:00 UTC is only applicable for cardholders who have not canceled any Crypto.com Visa Card previously. However, if the new cardholder chooses to sign up for a higher Card tier than the highest tier they previously held, they will then get to enjoy the six-month rebate benefit based on the new Card tier.
Increased % back on Card Spending - Details
With an ongoing CRO stake, cardholders will receive the extra % back per card tier as follows:
Obsidian - 2% → 5%
Icy White/Frosted Rose Gold - 1% → 3%
Royal Indigo/Jade Green - 0% → 2%
Ruby Steel - 0% → 1%
For Midnight Blue, cardholders will not receive any card rewards, CRO stake is not required.
When Will CRO Cashback Rewards Be Paid Out On Purchases With The Crypto.com VISA Card?
The Crypto.com Visa Card Cashback will be credited to your CRO wallet shortly after you've made an eligible purchase.
Monthly CRO Card Rewards Cap
Depending on your current Card tier, there is a maximum monthly cap on how much CRO Card rewards you can earn when you spend on your Crypto.com Visa Card. For example, if you own a Ruby Steel Card, your monthly CRO Card rewards will be capped at US$25.
There is no monthly CRO Card rewards cap for Icy White, Frosted Rose Gold, and Obsidian cardholders.
Monthly CRO Card Rewards Cap
(in USD or the equivalent amount in other local fiat currencies)
Royal Indigo / Jade Green
Monthly CRO Card rewards cap (in USD or the equivalent amount in other local fiat currencies).
*Note: Monthly CRO Card rewards caps are reset at 00:00:00 UTC on the first day of each calendar month.
*Note: For Royal Indigo/Jade Green cards, the monthly cashback limit cap is $50, while for Ruby Steel cards it is $25. This applies to all users regardless of whether they have a live stake from before 1 June.
Card CRO Staking Rewards
CRO Staking Rates:
8% p.a. for Private Members with an Obsidian, Icy White, or Frosted Rose Gold Card;
4% p.a. for Jade Green or Royal Indigo cardholders;
The rewards are paid on weekly basis.
Cardholders with an existing stake (before 1 June, 2022 00:00 UTC will continue to earn Card CRO staking rewards at 10% p.a. (12% p.a. for private users) until their 180-day stake expires. Thereafter, the new rates of 4% p.a. (8% p.a. for private users) will apply.
Free Card Reissuance
Until further notice, the $50 card re-issuance fee will be waived for cardholders who upgrade to the next card tier by staking the requisite amount.
Icy White, Frosted Rose Gold, and Obsidian cardholders- enjoy additional benefits
A series of upgraded CRO rewards and benefits, together with Crypto.com Private, tailored for our Obsidian, Frosted Rose Gold, and Icy White cardholders***
This builds on our existing benefits for these cardholders which include up to 5% back on spending, unlimited LoungeKey™ Airport Lounge Access with a guest, Airbnb, and Expedia rebates among other benefits. Revisit them here.
The upgraded rewards for Icy White, Frosted Rose Gold, and Obsidian:
Additional 2% p.a. interest on fixed-term deposits (paid in CRO) . Not applicable for CRO deposits.
How do I get the extra 2% bonus interest on Crypto Earn?
1. You're actively staking for Icy White, Frosted Rose Gold, or Obsidian
2. Applicable for any non-CRO fixed-term deposits made after March 1, 2020
Please refer to Crypto Earn for more information, which includes steps to complete deposits.
Be rewarded with up to US$14.99/month rebate on the Amazon Prime membership fee
How does it work?
Just use your Crypto.com VISA card to pay for the Amazon Prime membership, and get reimbursed in CRO afterward.
Please note that the reimbursement has a cap of 14.99 USD per month, so please choose the monthly payment option instead of the annual one.
Receive exclusive Crypto.com branded merchandise
We are currently completing the sourcing of this. We will be in contact when ready to gather the users' sizes. The process has been slowed by the impact of the virus on many production locations.
Private Jet Service*
Special perks when traveling by our preferred private jet partner
How does it work?
*This is exclusive for our Obsidian cardholders.
With the Private Jet Service, you could unlock exclusive luxury privileges on your first flight with one of the largest private jet networks in the world (inc. Dom Perignon service).
Eligible Obsidian cardholders, please contact our support team to submit your booking request.
Please refer here to the package of crypto-related services
***In order to enjoy the Crypto.com Private membership, users are required to maintain the following CRO staking levels:
Icy White / Frosted Rose Gold
How do I sign up for these benefits?
Sign up for a Crypto.com Visa Card by downloading the Crypto.com App. Existing cardholders may be able to upgrade to a new card tier if desired.
Do I need to change my current Spotify/Netflix plan in order to enjoy these benefits?
Visit the respective sites and pay for your subscription with your Crypto.com Visa Card*. For existing users of Spotify/Netflix, go to the subscription and payment page to change your payment method to the Crypto.com Visa Card.
Note: Enabling International Usage may be required
How do I get my rebates for payments toward Spotify, Netflix, Airbnb, Expedia, and Amazon Prime? And will I get it immediately after my purchase?
Make your payment, as usual, using your Crypto.com Visa Card. Crypto.com will deposit the CRO equivalent of the rebate to your CRO Wallet.
As the CRO equivalent to the transaction amount will be deposited to the user’s CRO Wallet, can it be immediately converted?
The user may immediately convert the CRO Tokens into other cryptocurrencies or fiat currencies.
Must a user make recurring subscription payments using the Crypto.com Visa Card?
Yes, You should make the payment or change the current payment method to the Crypto.com Visa card for the subscription in order to enjoy the rebates.
Will a user need to have a certain amount of balance in the Card Wallet for subscription purchases? (i.e. Must have US$20 equivalent in balance at the time of purchase)
You need to have a sufficient amount in your balance for payment.
*This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time.