How do I access Pay Your Friends?

How do I receive Pay Rewards from sending payments to my friends?

When you send CRO to your friends, you are entitled to receive Pay Rewards, up to USD $5 equivalent every month*.

*Effective on 22 January 2020, App users will be rewarded with up to 10% cashback if users have an active deposit term of 10,000 CRO or more in Crypto Earn (with tenure of 3 months) OR have staked 10,000 CRO or more in Exchange.  Details as follows:

What is the minimum transfer amount?

There is no minimum transfer amount. However, please note that Pay Rewards (measured in CRO) will only be granted if its fiat equivalent is greater than USD $0.01

How do you come up with my contact list on the App?

After you've granted us permission to access your phone’s contact list, we'll check the phone numbers with our records to determine whether a phone number is registered by a user. 

In cases where the contact’s phone number does not have a country code, we'll use your registered phone number’s country code and add it to your contact’s phone number.

What happens when I send a payment to a contact who is not a App user?

You will have a pending payment to your contact, and the payment is only completed when he or she successfully registers a account within seven days. will send a SMS text message to your contact to notify him or her about this payment. If requirements are met, you may also receive a referral bonus.

Do the pending payments expire?

Yes, pending payments must be accepted within seven days. Expired payments will be given back to the sender. A SMS text message will be sent to the intended recipient whenever a payment has expired.

Can I cancel pending payments?

Yes, you can

  1. Select the pending payment transaction in the crypto wallet
  2. Tap "Cancel Payment"
  3. Confirm the cancellation
  4. A SMS text message will be sent to the intended recipient whenever a payment has been cancelled.
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